Cities in New York

Every one of the 595 Census places in New York is listed below, biggest first. Each city page carries the New York lending rules that apply to a borrower there, with sources.

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All places in New York

New York 8,258,035
Buffalo 274,678
Yonkers 207,657
Rochester 207,274
Syracuse 145,560
Albany 101,228
New Rochelle 83,742
Mount Vernon 71,168
Schenectady 68,544
Utica 63,607
White Plains 61,288
Hempstead 58,225
Troy 50,607
Niagara Falls 47,599
Binghamton 46,727
Freeport 43,756
Kiryas Joel 41,857
Valley Stream 40,007
Long Beach 34,595
Spring Valley 32,969
Ithaca 32,724
Poughkeepsie 31,772
Rome 31,652
Harrison 30,780
Port Chester 30,584
Middletown 30,152
North Tonawanda 30,031
Saratoga Springs 28,544
Newburgh 28,237
Jamestown 27,965
Glen Cove 27,879
Lindenhurst 26,972
Ossining 26,542
Elmira 26,176
Auburn 25,983
Rockville Centre 25,578
Peekskill 25,442
Watertown 24,157
Kingston 23,777
Garden City 22,835
Mineola 21,169
Lockport 20,436
Lynbrook 20,071
Plattsburgh 19,867
Lackawanna 19,593
Mamaroneck 19,533
Cohoes 18,206
Amsterdam 18,093
Scarsdale 17,747
Cortland 17,276
Oswego 17,022
Massapequa Park 16,826
Rye 16,202
Floral Park 15,879
Westbury 15,739
Batavia 15,437
Oneonta 15,331
Beacon 15,025
Kenmore 14,916
Tonawanda 14,899
Depew 14,891
Johnson City 14,874
Gloversville 14,843
Glens Falls 14,507
Olean 13,650
Endicott 13,211
Dunkirk 12,442
Geneva 12,391
Patchogue 12,337
Haverstraw 12,226
Babylon 12,106
Tarrytown 11,691
Woodbury 11,512
Suffern 11,341
Dobbs Ferry 11,309
Fulton 11,248
Lake Grove 11,021
Great Neck 11,007
Sleepy Hollow 10,962
West Haverstraw 10,622
Corning 10,612
Mount Kisco 10,567
Chestnut Ridge 10,526
Canandaigua 10,480
Watervliet 10,170
Airmont 10,163
New Hyde Park 10,129
Oneida 10,094
Massena 10,082
Lancaster 10,047
East Rockaway 10,010
New Square 9,824
Rye Brook 9,772
Hamburg 9,744
Amityville 9,577
Monroe 9,477
Fredonia 9,455
Rensselaer 9,310
Ogdensburg 9,304
Newark 8,967
Port Jervis 8,565
New Paltz 8,552
Farmingdale 8,502
Potsdam 8,436
Malverne 8,417
Hastings-on-Hudson 8,307
Croton-on-Hudson 8,136
Port Jefferson 8,129
Johnstown 8,099
Hornell 8,049
Geneseo 7,731
Great Neck Plaza 7,651
Baldwinsville 7,639
Colonie 7,622
Ilion 7,567
Williston Park 7,459
Hudson Falls 7,376
Briarcliff Manor 7,319
Cedarhurst 7,285
Northport 7,273
Pleasantville 7,255
Nyack 7,244
Herkimer 7,235
East Hills 7,228
Monticello 7,221
Scotia 7,221
Pelham 7,138
Brockport 7,111
Canton 7,064
Walden 6,915
Manorhaven 6,901
Tuckahoe 6,900
North Syracuse 6,763
Lawrence 6,747
Norwich 6,685
Bayville 6,683
Warwick 6,523
Larchmont 6,493
Solvay 6,484
Irvington 6,417
Bronxville 6,404
Horseheads 6,367
Wesley Hills 6,167
East Rochester 6,158
Wappingers Falls 6,046
East Aurora 5,951
Medina 5,906
Hilton 5,891
Hudson 5,790
Salamanca 5,783
Webster 5,749
Goshen 5,733
Albion 5,730
Kaser 5,699
Washingtonville 5,655
Kings Point 5,622
Pelham Manor 5,542
Bath 5,539
Williamsville 5,458
New Hempstead 5,419
Malone 5,400
North Hills 5,370
Fairport 5,353
Liberty 5,130
Elmsford 5,103
Mechanicville 5,089
Penn Yan 5,062
Sea Cliff 4,995
Island Park 4,976
Ballston Spa 4,933
Ardsley 4,916
Saranac Lake 4,871
Old Westbury 4,833
Chittenango 4,810
Flower Hill 4,791
Alfred 4,789
Waterloo 4,704
Southampton 4,627
Montebello 4,624
Manlius 4,593
Wellsville 4,566
Little Falls 4,516
Cobleskill 4,479
Canastota 4,462
Menands 4,461
Dansville 4,346
Waverly 4,270
Le Roy 4,265
Ellenville 4,174
Fayetteville 4,170
Springville 4,155
Hamilton 4,100
Owego 4,096
Chester 3,996
Cayuga Heights 3,925
Pomona 3,882
Lansing 3,855
Saugerties 3,848
South Blooming Grove 3,840
Elmira Heights 3,797
Catskill 3,763
Montgomery 3,760
Sloan 3,725
South Glens Falls 3,717
Sidney 3,660
Spencerport 3,655
Highland Falls 3,647
Minoa 3,638
Warsaw 3,629
Islandia 3,627
Gouverneur 3,617
Whitesboro 3,591
Perry 3,584
Lloyd Harbor 3,537
Muttontown 3,492
Avon 3,437
Tupper Lake 3,328
Lowville 3,327
Palmyra 3,275
Carthage 3,264
Ravena 3,213
New York Mills 3,190
Brightwaters 3,169
Delhi 3,159
Hoosick Falls 3,151
Fort Edward 3,145
Port Washington North 3,134
Maybrook 3,132
Tuxedo 3,111
Great Neck Estates 3,087
Homer 3,077
Orchard Park 3,041
Sloatsburg 3,012
Cornwall-on-Hudson 3,008
East Syracuse 3,002
Sherrill 2,992
Roslyn 2,990
Greenwood Lake 2,983
Lakewood 2,948
Brookville 2,947
Green Island 2,947
Westfield 2,920
Akron 2,883
Walton 2,883
Florida 2,867
Mount Morris 2,839
Honeoye Falls 2,825
Voorheesville 2,804
Lake Success 2,803
Sag Harbor 2,785
Munsey Park 2,765
Cazenovia 2,739
Sands Point 2,735
Thomaston 2,718
Coxsackie 2,717
Victor 2,672
Corinth 2,644
Harriman 2,609
East Williston 2,599
Alden 2,594
Yorkville 2,588
Rhinebeck 2,584
Silver Creek 2,583
Greenport 2,561
Blasdell 2,534
Skaneateles 2,520
Brewster 2,500
Lewiston 2,500
Piermont 2,499
Whitehall 2,478
Gowanda 2,456
Attica 2,447
Granville 2,416
Mohawk 2,378
Dannemora 2,343
Frankfort 2,289
Lake Placid 2,275
Pulaski 2,269
Liverpool 2,250
Falconer 2,241
Oyster Bay Cove 2,240
Buchanan 2,215
Rouses Point 2,210
Phoenix 2,201
Bellport 2,195
Churchville 2,195
Westhampton Beach 2,192
Canisteo 2,172
Clifton Springs 2,169
Camden 2,143
Fishkill 2,141
Clyde 2,138
Groton 2,114
Lima 2,099
Old Brookville 2,085
Caledonia 2,080
Canajoharie 2,053
Waterford 2,026
Angola 2,021
Pawling 2,015
Dolgeville 2,014
Boonville 2,007
Upper Nyack 1,996
Scottsville 1,995
Cold Spring 1,993
Fort Plain 1,991
Red Hook 1,949
Arcade 1,925
Stewart Manor 1,925
Laurel Hollow 1,923
Lattingtown 1,864
Dryden 1,863
New Hartford 1,862
Phelps 1,856
Central Square 1,840
Cooperstown 1,837
Youngstown 1,834
Cambridge 1,796
Oakfield 1,789
Watkins Glen 1,788
Weedsport 1,768
Upper Brookville 1,763
Marcellus 1,755
West Carthage 1,754
Village of the Branch 1,749
Stillwater 1,748
South Floral Park 1,731
Holley 1,730
Painted Post 1,729
Valatie 1,709
Wayland 1,705
Clayton 1,701
Sodus 1,701
Atlantic Beach 1,697
Quogue 1,697
St. Johnsville 1,697
Middleport 1,696
Dundee 1,688
Trumansburg 1,681
Adams 1,678
Port Dickinson 1,669
Greenwich 1,667
Franklinville 1,652
Clinton 1,644
Altamont 1,639
Manchester 1,631
Nissequogue 1,606
Athens 1,583
Wolcott 1,577
Addison 1,564
Montour Falls 1,563
Chatham 1,557
Mexico 1,557
Allegany 1,555
East Hampton 1,546
Norwood 1,544
Cuba 1,523
Waterville 1,510
Philmont 1,483
Livonia 1,471
Head of the Harbor 1,467
Mayville 1,457
Castleton-on-Hudson 1,456
Plandome 1,452
Millbrook 1,442
Greene 1,434
Huntington Bay 1,426
Deposit 1,421
Sherburne 1,369
Shortsville 1,367
Sackets Harbor 1,364
Schuylerville 1,350
Oriskany 1,344
Broadalbin 1,342
Oxford 1,332
Pittsford 1,332
Morrisville 1,328
Hewlett Harbor 1,320
Brocton 1,315
Roslyn Estates 1,315
Bloomfield 1,298
Camillus 1,271
North Collins 1,265
Bainbridge 1,255
Moravia 1,244
Black River 1,237
Port Byron 1,225
Wilson 1,219
Bergen 1,209
Jordan 1,203
Kensington 1,190
North Haven 1,175
Middleburgh 1,164
Vernon 1,156
Bellerose 1,153
Kinderhook 1,153
Nunda 1,151
Philadelphia 1,150
Champlain 1,142
Hagaman 1,112
Richfield Springs 1,087
Unadilla 1,087
Roslyn Harbor 1,085
Nassau 1,081
Union Springs 1,080
Wurtsboro 1,077
South Corning 1,073
Stamford 1,070
Little Valley 1,059
Celoron 1,057
Delevan 1,032
Tivoli 1,012
Dexter 1,008
Bolivar 1,007
Baxter Estates 1,006
Lake George 1,005
Plandome Heights 1,002
Mill Neck 1,001
Northville 998
Otisville 994
Castile 988
Saddle Rock 981
Bloomingburg 980
McGraw 977
Cattaraugus 965
Naples 955
Alexandria Bay 951
Elbridge 951
Schoharie 947
Waddington 940
Brownville 939
Russell Gardens 930
Hillburn 926
Poquott 924
Otego 913
New Berlin 905
Hancock 904
Newark Valley 903
Whitney Point 901
Old Field 899
Andover 895
Tully 891
Portville 887
Marathon 883
Sylvan Beach 881
Millerton 880
Woodsburgh 876
Richmondville 874
Windsor 865
Round Lake 854
Matinecock 847
Belmont 837
Avoca 835
Sodus Point 829
Plandome Manor 801
Palatine Bridge 789
Afton 786
Belle Terre 785
Lyndonville 785
North Hornell 782
Mayfield 781
Earlville 772
Arkport 771
Fair Haven 771
Candor 761
Fultonville 760
Theresa 747
Chateaugay 744
Sagaponack 736
West Winfield 735
Cleveland 731
Cape Vincent 728
Heuvelton 720
Silver Springs 720
Cohocton 718
Woodridge 711
Angelica 709
Spencer 700
Corfu 690
Fonda 688
Rushville 677
Savona 675
Victory 675
Sherman 671
Lacona 668
Copenhagen 661
Oriskany Falls 643
Croghan 638
Unionville 635
Nelsonville 630
Tuxedo Park 624
Aurora 623
Evans Mills 621
Sandy Creek 621
Interlaken 615
Asharoken 602
Chaumont 598
Lyons Falls 594
Port Leyden 594
Elba 590
Hammondsport 586
Oneida Castle 583
Tannersville 572
Barker 571
Sinclairville 567
Nelliston 565
Cassadaga 563
Wampsville 563
Hewlett Neck 560
Newport 555
South Dayton 550
Schaghticoke 549
Odessa 540
Hannibal 538
Ovid 532
Cato 530
Shoreham 522
Morris 519
East Nassau 514
Antwerp 512
Sharon Springs 498
Alexander 496
Margaretville 487
Red Creek 485
Wellsburg 483
Poland 482
Cherry Valley 476
Fort Ann 473
Hewlett Bay Park 468
Cayuga 466
Canaseraga 458
Leicester 456
Nichols 456
Panama 455
Valley Falls 450
Freeville 449
Munnsville 446
Glen Park 445
Parish 445
Brushton 435
Middleville 428
Fort Johnson 427
Riverside 424
DeRuyter 420
Hunter 411
Remsen 411
Richburg 410
Speculator 402
Milford 400
Almond 398
Holland Patent 393
Centre Island 392
Hobart 392
Jeffersonville 392
Wyoming 378
Farnham 363
Esperance 355
Castorland 338
Clayville 334
Burdett 333
Fabius 326
Gilbertsville 326
Lisle 326
Rensselaer Falls 322
Mannsville 320
Madison 312
Delanson 310
Bemus Point 308
Constableville 302
Argyle 293
Cove Neck 293
Dresden 292
Meridian 285
Ellicottville 284
Hammond 284
Lodi 281
Millport 279
Franklin 277
Grand View-on-Hudson 269
Richville 262
Cold Brook 260
Deferiet 255
Fleischmanns 229
Gainesville 224
Laurens 216
Ellisburg 214
Turin 213
Smyrna 203
Ocean Beach 168
Burke 165
Galway 159
Ames 138
West Hampton Dunes 117
Saltaire 111
Dering Harbor 35

Common questions

What is on a city page, and why does my city have one?

Lending rules are written at the state level, while pricing is decided borrower by borrower. A city page shows both: the sourced rules for your state and the Census context for your area.

Can my rate change because of the city I live in?

Rarely, if ever. A lender licensed in a state applies one pricing model across it. Your rate turns on your credit profile, your income and your debt-to-income ratio — the city does not enter into it.

Cities in New York

All places in New York

Common questions

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