Personal loans in Fultonville, NY

Population in Fultonville climbed about 1.6% over the three years from 2020 to 2023. Which products a lender may offer to Fultonville's 760 residents follows from the New York consumer-lending framework. Begin with the payment, then weigh APR and total interest across the lenders that reach Fultonville's 760 residents. A larger market lies at Johnstown, NY about 4 miles away.

Fultonville by the numbers

Most of what governs a Fultonville loan is written in New York law rather than in the city; the sourced notes below make that split concrete.

• Population: a Census-estimated 760, 466th among New York's 595 places (Vintage 2023).
• Population trend: About 1.6% above the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a gain of about 12 residents.
• Size percentile: roughly 22% of New York places rank below Fultonville.
• Population density: about 1,593 people per square mile (Census land area 0.5 sq mi).
• Land area: Fultonville covers 0.5 square miles, the 534th-largest area among New York's 595 places.
• Water area rank: Fultonville ranks 208th among New York's 595 places, with 0.04 sq mi.
• State share: roughly 0.0% of New York's residents live in Fultonville (760 people).
• National rank: Fultonville sits 11,408th by population among the 19,457 places in this dataset.
• Growth rank: Fultonville's 2020-to-2023 change ranks 39th of 595 places in New York.
• State comparison: New York's places average -1.1% for 2020-to-2023, against Fultonville's 1.6%.
• Density rank: Fultonville places 282nd among New York's places by people per square mile.
• Density vs New York: Fultonville's 1,593 people per square mile compare with a state median of 1,515.
• Location: it lies at 42.9462, -74.3698 in the Census Gazetteer.
• Nearest larger cities: Johnstown (4 mi); Gloversville (7 mi); Amsterdam (9 mi); Canajoharie (11 mi); Palatine Bridge (11 mi). Lenders licensed in the state serve Fultonville whether or not they keep a local branch.
• Smaller places nearby: Fonda (1 mi); Fort Johnson (7 mi); Nelliston (12 mi).
• Smaller places within 50 miles: 25 of them.
• Larger places within 100 miles: 161.

Lender access in Fultonville

With about 1,593 residents per square mile, Fultonville is moderately settled, and 60 larger Census places sit within 50 miles. A New York licence lets a lender serve Fultonville without a local office, so branch density does not change what its 760 residents are offered. The nearest bigger place is Johnstown, NY about 4 miles away.

Fultonville against the rest of New York

Within New York, Fultonville holds roughly 0.0% of all residents, the 466th-largest share among 595 places. For population change between 2020 and 2023, Fultonville ranks 39th of 595 in New York (about the 93th percentile). By density, at about 1,593 people per square mile, it ranks 282nd in New York. The population moved by about 12 people between 2020 and 2023, a 1.6% shift.

Fultonville on the map

Fultonville covers about 0.5 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). With 760 residents, the land area yields roughly 1,593 people per square mile. New York, the largest place in New York, is about 159 miles from Fultonville. Within 50 miles of Fultonville there are 60 larger Census places. Within the same 50 miles lie 25 smaller Census places.

A practical checklist for Fultonville borrowers

A sensible order of operations for a loan in Fultonville, home to about 760 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's New York licence with the regulator listed on this page.
5. Test the payment against your current bills before you commit.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

In Fultonville as elsewhere in New York, the written terms — not the advertisement — are what count for its 760 residents.

What New York law requires in Fultonville

These are New York's sourced lending facts as they reach Fultonville's 760 residents; the state has no city-level rate rule.