Personal loans in Fonda, NY

Decide the purpose of the loan and your repayment plan before sharing any details with a Fonda lender. Consumer lending that reaches Fonda's 688 residents is governed by New York statute; no city ordinance changes it. The 2020 count to the 2023 estimate shows about 1.1% decline in Fonda. The nearest larger metro is Fultonville, NY about 1 miles away.

Borrowing in Fonda: the local picture

Here is the sourced Census picture for Fonda, plus the New York lending rules that apply to a loan taken out here.

• Population: 688 residents; Fonda is the 480th-largest of 595 places in New York (US Census Bureau, Vintage 2023).
• Population trend: Down about 1.1% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 8 fewer since the 2020 base.
• Size percentile: about 19% of New York communities are smaller than Fonda (688 residents).
• Population density: about 1,276 people per square mile across 0.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Fonda ranks 518th among New York's 595 places, at 0.5 sq mi.
• Water area rank: Fonda ranks 169th among New York's 595 places, with 0.07 sq mi.
• State share: roughly 0.0% of New York's residents live in Fonda (688 people).
• National rank: Fonda is 11,859th of 19,457 places nationwide.
• Growth in New York: Fonda stands 237th by percentage change from 2020 to 2023, among 595 places.
• Versus New York: the state average change is -1.1%, while Fonda moved 1.1%.
• Density rank: Fonda is the 345th most densely settled place in New York.
• Density in context: Fonda's 1,276 people per square mile sit against a New York median of 1,515.
• Location: the Census Gazetteer records it at 42.9534, -74.3729.
• Nearest larger cities: Fultonville (1 mi); Johnstown (4 mi); Gloversville (7 mi); Amsterdam (9 mi); Canajoharie (11 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Fort Johnson (7 mi); Nelliston (12 mi); Ames (14 mi).
• Smaller places within 50 miles: 23 of them.
• Larger places within 100 miles: 165.

Fonda in state context

Within New York, Fonda holds roughly 0.0% of all residents, the 480th-largest share among 595 places. Its 2020-to-2023 change ranks 237th of 595 New York places, putting it near the 60th percentile for growth. At about 1,276 people per square mile, Fonda is the 345th most densely settled place in New York. In land area, Fonda ranks 518th among New York's 595 places.

What New York law requires in Fonda

This table holds the New York rate and licensing rules for consumer loans made to Fonda's 688 residents.

Lender access in Fonda

Fonda is a moderately settled community of about 688 people, with 61 larger places inside a 50-mile radius. Lenders licensed in New York reach Fonda's 688 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Fultonville, NY about 1 miles away.

Land, water and location for Fonda

The Census Gazetteer records 0.5 square miles of land and 0.07 square miles of water within Fonda. That land carries about 1,276 people per square mile. The state's population centre of gravity, New York, is roughly 160 miles away. Fonda has 61 larger places within a 50-mile radius. The 100-mile radius contains 165 larger places.

The anatomy of a Fonda personal loan

In Fonda, a small community of about 688, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Fonda. Because the payment is fixed, the total cost of a Fonda loan is knowable in advance — unlike a revolving card balance.