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Nothing you type into a calculator leaves your device. Start with the monthly payment, then look at what the loan costs in total.

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How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

All calculators

Personal Loan Calculator Estimate your monthly personal loan payment, total interest, and total cost. Enter your own amount, rate, and term to compare offers side by side today. Loan Payment Calculator Calculate the monthly payment on any fixed-rate installment loan. Enter an amount, rate, and term to see the payment, total interest, and total paid over time. Loan Payoff Calculator See how many months it takes to pay off a loan and how much interest you pay. Enter your balance, rate, and monthly payment to check your payoff date. Loan Amortization Calculator Build a full loan amortization schedule. See the monthly payment and how each payment splits between interest and principal over the life of the loan. Loan Interest Calculator Work out the total interest on a fixed-rate loan. Enter the amount, rate, and term to see the monthly payment, total interest, and total amount repaid. APR Calculator Estimate the APR on a loan that has upfront fees. Enter the amount, rate, term, and all fees to compare the note rate with the nominal and effective APR. Debt Consolidation Calculator Compare your current debts with a single consolidation loan. See the new payment, total interest, and whether consolidating actually saves you money over time. Auto Loan Calculator Estimate your auto loan payment, total interest, and amount financed. Enter price, down payment, trade-in value, sales tax, rate, and term to compare. Student Loan Calculator Estimate student loan payments and see how extra monthly payments cut your payoff time and total interest. Enter amount, rate, term, and any extra payment. Home Equity Loan Calculator Estimate the monthly payment and total interest on a home equity loan. Enter the amount, rate, and term to plan a fixed-rate second mortgage on your home. Credit Card Payoff Calculator See how long it takes to pay off a credit card and how much interest you pay. Enter the balance, APR, and the minimum payment percentage or fixed floor. Debt-to-Income Ratio Calculator Calculate your debt-to-income ratio from your gross monthly income and your monthly debt payments. See your front-end and back-end DTI in just seconds. Loan Comparison Calculator Compare two loans side by side. Enter the loan amount, rates, and terms to see monthly payments, total interest, and which loan costs less overall in the end. Biweekly Payment Calculator See how biweekly payments compare with monthly payments. Enter the amount, rate, and term to estimate the payoff time and the total interest you could save.

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Common questions

Do the calculators cost anything or require an account?
No. Each calculator runs locally in your browser, is free, and asks for no account. Whatever you type stays on your device.
Can I rely on the numbers a calculator gives me?
They rest on the standard amortization and APR formulas that consumer lending uses, so they are accurate for the inputs you give them. A lender's exact figure can still differ because of its own fees, compounding and rounding.