Personal loans in Millbrook, NY

With an estimated 1,442 residents, Millbrook is the 365th-largest of 595 places in New York. Consumer lending that reaches Millbrook's 1,442 residents is governed by New York statute; no city ordinance changes it. The 2020 count to the 2023 estimate shows about 1.2% decline in Millbrook. For a bigger market, look to Poughkeepsie, NY about 13 miles away.

Millbrook: the sourced local profile

Here is the sourced Census picture for Millbrook, plus the New York lending rules that apply to a loan taken out here.

• Population: the Census counts 1,442 residents in Millbrook (Vintage 2023 subcounty estimate), the 365th-largest figure among New York's 595 places.
• Population trend: About 1.2% below the 2020 Census base.
• Absolute change: 18 residents lost between 2020 and 2023.
• Size percentile: about 39% of New York's Census places are smaller than Millbrook.
• Population density: 775 people per square mile on 1.9 square miles of land.
• Land area rank: Millbrook's 1.9 square miles rank 226th of 595 places in New York.
• Water area: Millbrook has 0.06 square miles of water, ranking 187th of 595 places in New York.
• Within New York: about 0.0% of the state's population lives in Millbrook.
• National rank: Millbrook is 8,836th of 19,457 places nationwide.
• Growth rank: Millbrook ranks 256th among New York's 595 places for the 2020-to-2023 change.
• State comparison: New York's places average -1.1% for 2020-to-2023, against Millbrook's 1.2%.
• Density rank: Millbrook is the 457th most densely settled place in New York.
• Density vs New York: Millbrook's 775 people per square mile compare with a state median of 1,515.
• Location: 41.7849, -73.6921 (US Census Bureau Gazetteer).
• Nearest larger cities: Poughkeepsie (13 mi); Rhinebeck (15 mi); Pawling (16 mi); Wappingers Falls (17 mi); Red Hook (17 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Millerton (15 mi); Tivoli (22 mi); Bantam (24 mi), each with its own Census population profile.
• Smaller neighbours: 13 places smaller than Millbrook sit within 50 miles.
• Within 100 miles: 406 places are larger than Millbrook.

New York consumer-lending rules applied in Millbrook

Every row below records a New York rule, its publisher and its retrieval date — the same rules a Millbrook lender must follow.

The anatomy of a Millbrook personal loan

With roughly 1,442 residents, Millbrook is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Millbrook lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Millbrook loan but raises total interest, so the smallest payment is not the cheapest loan.

Getting a loan in Millbrook

Millbrook is moderately settled, with about 775 people per square mile and 71 larger places within 50 miles. Whether Millbrook has a local branch or not, a New York-licensed lender can serve its 1,442 people online on the same terms. For a larger market, the closest option is Poughkeepsie, NY about 13 miles away.

Millbrook: area, density and distance

Inside Millbrook's boundaries lie roughly 1.9 square miles of land and 0.06 square miles of water. That land carries about 775 people per square mile. The state's population centre of gravity, New York, is roughly 79 miles away. Within 50 miles of Millbrook there are 71 larger Census places. The 100-mile radius contains 406 larger places.

How Millbrook compares across New York

Set beside New York's 595 places, Millbrook ranks 365th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 256th of 595 New York places, putting it near the 57th percentile for growth. By density, at about 775 people per square mile, it ranks 457th in New York. In land area, Millbrook ranks 226th among New York's 595 places.