Personal loans in Munsey Park, NY
For a borrower among the roughly 2,765 residents of Munsey Park, a personal loan is a tool whose cost turns on the terms, not the address. At about 2,765 residents, Munsey Park is larger than roughly 58% of the places in New York.
The trend for Munsey Park between 2020 and 2023 is downward by roughly 1.6%. Pull your credit reports and line up at least three offers before you apply from Munsey Park. The closest larger place is Flower Hill, NY about 1 miles away. Every figure below is New York's own, applied to Munsey Park's 2,765 residents, with the publisher and retrieval date attached.
Borrowing in Munsey Park: the local picture
What follows is Munsey Park's place in the Census record, alongside the New York rules that govern a personal loan made here.
- Population: a Census-estimated 2,765, 251st among New York's 595 places (Vintage 2023).
- Population trend: A drop of about 1.6% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 44 residents.
- Size percentile: about 58% of New York's Census places are smaller than Munsey Park.
- Density: the Census land area of 0.5 sq mi holds about 5,359 people per square mile.
- Land area: Munsey Park covers 0.5 square miles, the 523rd-largest area among New York's 595 places.
- State population share: Munsey Park accounts for about 0.0% of everyone in New York.
- National rank: Munsey Park is 6,529th of 19,457 places nationwide.
- Growth rank: Munsey Park ranks 315th among New York's 595 places for the 2020-to-2023 change.
- State comparison: New York's places average -1.1% for 2020-to-2023, against Munsey Park's 1.6%.
- Density rank: Munsey Park places 64th among New York's places by people per square mile.
- Against the state median: Munsey Park runs about 5,359 residents per square mile, where the New York median is 1,515.
- Location: 40.7990, -73.6799 (Census Gazetteer coordinates).
- Nearest larger cities: Flower Hill (1 mi); Roslyn (2 mi); North Hills (2 mi); Great Neck Plaza (3 mi); East Hills (3 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Roslyn Estates (1 mi); Plandome (1 mi); Plandome Heights (1 mi), each with its own Census population profile.
- Smaller neighbours: 72 places smaller than Munsey Park sit within 50 miles.
- At 100 miles: 397 larger Census places fall inside that radius.
What to do before borrowing in Munsey Park
Complete these steps first when you borrow in Munsey Park (2,765 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Verify the lender's New York licence with the regulator listed on this page.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
The process is identical across New York; what changes is your credit file, not the fact that Munsey Park holds 2,765 people.
How New York law applies in Munsey Park
This table holds the New York rate and licensing rules for consumer loans made to Munsey Park's 2,765 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Criminal usury in the second degree (Penal Law 190.40) | Interest rate exceeding 25% per annum; class E felony Source says: "at a rate exceeding twenty-five per centum per annum or the equivalent rate for a longer or shorter period" | New York State Senate (Open Legislation) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum civil rate (Banking Law 14-a; General Obligations Law 5-501) Source says: "The maximum rate of interest provided for in section 5-501 of the general obligations law shall be sixteen per centum per annum." | New York State Senate (Open Legislation) as of 2026-09-16 |
Where Munsey Park sits in New York
Within New York, Munsey Park holds roughly 0.0% of all residents, the 251st-largest share among 595 places. For population change between 2020 and 2023, Munsey Park ranks 315th of 595 in New York (about the 47th percentile). Its roughly 5,359 residents per square mile place it 64th among New York's places. Within 50 miles sit 72 smaller Census places, alongside the 262 that are larger.
Getting a loan in Munsey Park
Munsey Park is a densely built community of about 2,765 people, with 262 larger places inside a 50-mile radius. What is available to Munsey Park's 2,765 borrowers is set by New York licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Flower Hill, NY about 1 miles away.
The geography behind Munsey Park
The Census Gazetteer records about 0.5 square miles of land within Munsey Park, with no significant water area listed. The resulting density is about 5,359 people per square mile. For the state's biggest city, New York, the distance is roughly 17 miles. Munsey Park has 262 larger places within a 50-mile radius. The 100-mile radius contains 397 larger places.
Common questions
What are my options in Munsey Park if my credit is poor?
What loan size can I expect in Munsey Park?
Do I have to pledge anything to borrow in Munsey Park?
Does comparing loans in Munsey Park cost me credit score points?
Nearby places
- Flower Hill, NY — population 4,791
- Roslyn Estates, NY — population 1,315
- North Hills, NY — population 5,370
- Plandome, NY — population 1,452
- Plandome Manor, NY — population 801
- Plandome Heights, NY — population 1,002
- Roslyn, NY — population 2,990
- Thomaston, NY — population 2,718