Personal loans in Great Neck Estates, NY
A personal loan in Great Neck Estates is priced from your credit file and income, not from the fact that the city holds 3,087 people. Consumer lending that reaches Great Neck Estates's 3,087 residents is governed by New York statute; no city ordinance changes it. At about 3,087 residents, Great Neck Estates is larger than roughly 61% of the places in New York. Price two or three terms so you can see which payment is truly affordable in Great Neck Estates. A 2020-to-2023 comparison shows Great Neck Estates up by about 5.2%. The nearest larger metro is Great Neck Plaza, NY about 1 miles away.
Borrowing in Great Neck Estates: the local picture
Here is the sourced Census picture for Great Neck Estates, plus the New York lending rules that apply to a loan taken out here.
- Population: 3,087 — Great Neck Estates ranks 230th of 595 communities in New York (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 5.2% across the 2020-to-2023 comparison.
- Absolute change: 153 residents added between 2020 and 2023.
- Size percentile: Great Neck Estates sits ahead of around 61% of New York places, at 3,087 people.
- Density: the Census land area of 0.8 sq mi holds about 4,030 people per square mile.
- By land area: Great Neck Estates ranks 462nd among New York's 595 places, at 0.8 sq mi.
- Water area rank: Great Neck Estates ranks 222nd among New York's 595 places, with 0.04 sq mi.
- Share of New York: Great Neck Estates holds about 0.0% of the state's population, some 3,087 people.
- National rank: Great Neck Estates sits 6,188th by population among the 19,457 places in this dataset.
- Growth rank: Great Neck Estates ranks 12th among New York's 595 places for the 2020-to-2023 change.
- Versus New York: the state average change is -1.1%, while Great Neck Estates moved 5.2%.
- Density rank: Great Neck Estates places 92nd among New York's places by people per square mile.
- Density vs New York: Great Neck Estates's 4,030 people per square mile compare with a state median of 1,515.
- Location: the Census Gazetteer records it at 40.7865, -73.7402.
- Nearest larger cities: Great Neck Plaza (1 mi); Great Neck (1 mi); Kings Point (2 mi); North Hills (3 mi); Flower Hill (4 mi). Living near a larger metro rarely changes what is available in Great Neck Estates.
- Smaller communities close by: Saddle Rock (1 mi); Russell Gardens (1 mi); Kensington (1 mi), each with its own Census population profile.
- Smaller neighbours: 84 places smaller than Great Neck Estates sit within 50 miles.
- Larger places within 100 miles: 387.
What a Great Neck Estates borrower is actually offered
A Great Neck Estates personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 3,087 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Great Neck Estates. A longer term lowers the monthly payment on a Great Neck Estates loan but raises total interest, so the smallest payment is not the cheapest loan.
Where Great Neck Estates sits
The Census Gazetteer records 0.8 square miles of land and 0.04 square miles of water within Great Neck Estates. That land carries about 4,030 people per square mile. For the state's biggest city, New York, the distance is roughly 13 miles. Great Neck Estates has 261 larger places within a 50-mile radius. By land area it ranks 462nd of 595 New York places.
How Great Neck Estates compares across New York
Set beside New York's 595 places, Great Neck Estates ranks 230th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 12th of 595 New York places, putting it near the 98th percentile for growth. At about 4,030 people per square mile, Great Neck Estates is the 92nd most densely settled place in New York. By land area, its 0.8 square miles rank 462nd of 595 places in New York.
Lender access in Great Neck Estates
Great Neck Estates is fairly dense, with about 4,030 people per square mile and 261 larger places within 50 miles. A New York licence lets a lender serve Great Neck Estates without a local office, so branch density does not change what its 3,087 residents are offered. The nearest bigger place is Great Neck Plaza, NY about 1 miles away.
New York rules behind a Great Neck Estates personal loan
Read the table as a lender's compliance picture for Great Neck Estates: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Payday lending status | Illegal in New York State, in person, by telephone, or over the Internet Source says: "Payday loans are illegal in New York State." | New York State Department of Financial Services as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed Lender license required (Banking Law Article 9, sections 340-361); administered via NMLS Source says: "The Department of Financial Services uses the Nationwide Multistate Licensing System and Registry (NMLS) to manage the Licensed Lender License." | New York State Department of Financial Services as of 2026-09-16 |
Common questions
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Nearby places
- Saddle Rock, NY — population 981
- Great Neck Plaza, NY — population 7,651
- Russell Gardens, NY — population 930
- Great Neck, NY — population 11,007
- Kensington, NY — population 1,190
- Thomaston, NY — population 2,718
- Kings Point, NY — population 5,622
- Lake Success, NY — population 2,803