Personal loans in Syracuse, NY

Syracuse by the numbers

The figures below are Syracuse's own — Census population, land area and coordinates — followed by the New York rules.

• Population: the Census counts 145,560 residents in Syracuse (Vintage 2023 subcounty estimate), the 5th-largest figure among New York's 595 places.
• Population trend: A loss of roughly 2.1% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 3,055 residents.
• Size percentile: Syracuse sits ahead of around 99% of New York places, at 145,560 people.
• Density: roughly 5,809 residents per square mile, spread over 25.1 sq mi of land.
• Land area: Syracuse covers 25.1 square miles, the 9th-largest area among New York's 595 places.
• Water area rank: Syracuse ranks 55th among New York's 595 places, with 0.58 sq mi.
• Share of New York: Syracuse holds about 1.2% of the state's population, some 145,560 people.
• Nationally: Syracuse is the 184th-largest of 19,457 Census places in the dataset.
• Growth rank: Syracuse ranks 427th among New York's 595 places for the 2020-to-2023 change.
• Versus New York: the state average change is -1.1%, while Syracuse moved 2.1%.
• Density in New York: Syracuse ranks 56th by people per square mile.
• Density vs New York: Syracuse's 5,809 people per square mile compare with a state median of 1,515.
• Location: mapped by the US Census Bureau at 43.0410, -76.1436.
• Nearest larger cities: Rochester (75 mi). Lenders licensed in the state serve Syracuse whether or not they keep a local branch.
• Smaller communities close by: Solvay (4 mi); East Syracuse (4 mi); Liverpool (6 mi), each with its own Census population profile.
• Within a 50-mile radius: 97 smaller Census places.
• Larger places within 100 miles: 1.

Lender access in Syracuse

With about 5,809 residents per square mile, Syracuse is densely built, and 0 larger Census places sit within 50 miles. Lenders licensed in New York reach Syracuse's 145,560 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Rochester, NY about 75 miles away.

New York rules behind a Syracuse personal loan

These are New York's sourced lending facts as they reach Syracuse's 145,560 residents; the state has no city-level rate rule.

What shapes a Syracuse personal loan

Most loans made to Syracuse's 145,560 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Syracuse's 145,560 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Syracuse decides the split between a comfortable payment and the total interest you pay.

The geography behind Syracuse

Inside Syracuse's boundaries lie roughly 25.1 square miles of land and 0.58 square miles of water. The resulting density is about 5,809 people per square mile. For the state's biggest city, New York, the distance is roughly 200 miles. Syracuse has 0 larger places within a 50-mile radius. Within the same 50 miles lie 97 smaller Census places.

Syracuse in state context

Within New York, Syracuse holds roughly 1.2% of all residents, the 5th-largest share among 595 places. For population change between 2020 and 2023, Syracuse ranks 427th of 595 in New York (about the 28th percentile). Its roughly 5,809 residents per square mile place it 56th among New York's places. The population moved by about 3,055 people between 2020 and 2023, a 2.1% shift.