Personal loans in Laurel Hollow, NY
Laurel Hollow is home to roughly 1,923 people and stands 310th by size out of 595 Census places in New York. In Laurel Hollow, one of 595 Census places in New York, the figure to compare across lenders is the APR, not the advertised rate. Laurel Hollow shed about 0.9% of its population between the 2020 base and the 2023 estimate. Read the disclosure for an origination fee and any prepayment penalty before signing in Laurel Hollow. When New York caps or restricts a product, lenders either change the terms or withdraw it from Laurel Hollow as from the rest of the state. The closest larger place is Oyster Bay Cove, NY about 1 miles away.
The Laurel Hollow data picture
The figures below are Laurel Hollow's own — Census population, land area and coordinates — followed by the New York rules.
- Population: 1,923 residents; Laurel Hollow is the 310th-largest of 595 places in New York (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 0.9% since the 2020 count.
- Absolute change: 18 residents lost between 2020 and 2023.
- Size percentile: with 1,923 residents, Laurel Hollow is larger than about 48% of New York's Census places.
- Land and density: 3.0 square miles of land carry roughly 650 residents per square mile.
- By land area: Laurel Hollow ranks 127th among New York's 595 places, at 3.0 sq mi.
- Water area: Laurel Hollow has 0.20 square miles of water, ranking 99th of 595 places in New York.
- Share of state population: Laurel Hollow's 1,923 residents are about 0.0% of New York.
- National rank: Laurel Hollow is 7,787th of 19,457 places nationwide.
- Growth rank: Laurel Hollow ranks 201st among New York's 595 places for the 2020-to-2023 change.
- State comparison: New York's places average -1.1% for 2020-to-2023, against Laurel Hollow's 0.9%.
- Density in New York: Laurel Hollow ranks 492nd by people per square mile.
- Density in context: Laurel Hollow's 650 people per square mile sit against a New York median of 1,515.
- Location: 40.8567, -73.4775 (Census Gazetteer coordinates).
- Nearest larger cities: Oyster Bay Cove (1 mi); Muttontown (4 mi); Lloyd Harbor (5 mi); Bayville (6 mi); Brookville (6 mi). Living near a larger metro rarely changes what is available in Laurel Hollow.
- Smaller places close by: Cove Neck (2 mi); Centre Island (4 mi); Upper Brookville (5 mi).
- Smaller neighbours: 43 places smaller than Laurel Hollow sit within 50 miles.
- Within 100 miles: 396 places are larger than Laurel Hollow.
Inside a Laurel Hollow personal loan
A Laurel Hollow personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,923 residents. Two numbers drive a Laurel Hollow loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Laurel Hollow loan but raises total interest, so the smallest payment is not the cheapest loan.
Where Laurel Hollow sits in New York
Within New York, Laurel Hollow holds roughly 0.0% of all residents, the 310th-largest share among 595 places. For population change between 2020 and 2023, Laurel Hollow ranks 201st of 595 in New York (about the 66th percentile). By density, at about 650 people per square mile, it ranks 492nd in New York. Within 50 miles sit 43 smaller Census places, alongside the 250 that are larger.
Lender access in Laurel Hollow
Laurel Hollow is a moderately settled community of about 1,923 people, with 250 larger places inside a 50-mile radius. Distance to a branch rarely matters for Laurel Hollow's 1,923 residents: the application is online and the price follows your credit file. The nearest larger city, Oyster Bay Cove, NY about 1 miles away.
New York rules behind a Laurel Hollow personal loan
The rows below set out what a licensed lender must follow in New York, and so for Laurel Hollow's roughly 1,923 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum civil rate (Banking Law 14-a; General Obligations Law 5-501) Source says: "The maximum rate of interest provided for in section 5-501 of the general obligations law shall be sixteen per centum per annum." | New York State Senate (Open Legislation) as of 2026-09-16 |
| Payday lending status | Illegal in New York State, in person, by telephone, or over the Internet Source says: "Payday loans are illegal in New York State." | New York State Department of Financial Services as of 2026-09-16 |
Land, water and location for Laurel Hollow
Laurel Hollow covers about 3.0 square miles of land, with 0.20 square miles of water inside its boundaries (Census Gazetteer). That land carries about 650 people per square mile. The largest place in New York, New York, lies about 28 miles away. Within 50 miles of Laurel Hollow there are 250 larger Census places. Within the same 50 miles lie 43 smaller Census places.
Common questions
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Nearby places
- Oyster Bay Cove, NY — population 2,240
- Cove Neck, NY — population 293
- Centre Island, NY — population 392
- Muttontown, NY — population 3,492
- Lloyd Harbor, NY — population 3,537
- Huntington Bay, NY — population 1,426
- Mill Neck, NY — population 1,001
- Upper Brookville, NY — population 1,763