Personal loans in Stewart Manor, NY
Stewart Manor is a small community in New York, with an estimated 1,925 residents, and every licensed lender here follows the same state rulebook. A 2020-to-2023 comparison shows Stewart Manor down by about 1.8%.
The Census estimates 1,925 residents in Stewart Manor, which ranks it 309th of 595 places in New York. Read the disclosure for an origination fee and any prepayment penalty before signing in Stewart Manor. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Stewart Manor's 1,925 residents. The nearest larger city is New Hyde Park, NY about 1 miles away.
What the Census records for Stewart Manor
Stewart Manor is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 1,925, ranked 309th of 595 places in New York (Census Vintage 2023 subcounty estimate).
- Population trend: About 1.8% below the 2020 Census base.
- Net change: roughly 36 fewer people than the 2020 Census counted.
- Size percentile: roughly 48% of New York places rank below Stewart Manor.
- Population density: 9,530 people per square mile on 0.2 square miles of land.
- By land area: Stewart Manor ranks 584th among New York's 595 places, at 0.2 sq mi.
- Share of New York: Stewart Manor holds about 0.0% of the state's population, some 1,925 people.
- Nationally: Stewart Manor is the 7,781st-largest of 19,457 Census places in the dataset.
- Growth rank: Stewart Manor's 2020-to-2023 change ranks 379th of 595 places in New York.
- Versus New York: the state average change is -1.1%, while Stewart Manor moved 1.8%.
- Density rank: Stewart Manor is the 25th most densely settled place in New York.
- Density vs New York: Stewart Manor's 9,530 people per square mile compare with a state median of 1,515.
- Location: latitude 40.7201, longitude -73.6854 (Census Gazetteer).
- Nearest larger cities: New Hyde Park (1 mi); Floral Park (1 mi); Garden City (2 mi); Mineola (3 mi); Malverne (3 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places nearby: South Floral Park (1 mi); Bellerose (2 mi); Russell Gardens (5 mi).
- Smaller places within 50 miles: 52 of them.
- Within 100 miles: 454 places are larger than Stewart Manor.
The New York lending rules that reach Stewart Manor
When New York does not publish a figure, the row links to the source instead of inventing a number; Stewart Manor is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum civil rate (Banking Law 14-a; General Obligations Law 5-501) Source says: "The maximum rate of interest provided for in section 5-501 of the general obligations law shall be sixteen per centum per annum." | New York State Senate (Open Legislation) as of 2026-09-16 |
| Payday lending status | Illegal in New York State, in person, by telephone, or over the Internet Source says: "Payday loans are illegal in New York State." | New York State Department of Financial Services as of 2026-09-16 |
Before you apply in Stewart Manor
A sensible order of operations for a loan in Stewart Manor, home to about 1,925 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Verify the lender's New York licence with the regulator listed on this page.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
The process is identical across New York; what changes is your credit file, not the fact that Stewart Manor holds 1,925 people.
Stewart Manor: area, density and distance
Stewart Manor's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. With 1,925 residents, the land area yields roughly 9,530 people per square mile. For the state's biggest city, New York, the distance is roughly 14 miles. Within 50 miles of Stewart Manor there are 281 larger Census places. By land area it ranks 584th of 595 New York places.
Inside a Stewart Manor personal loan
In Stewart Manor, a small community of about 1,925, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Stewart Manor's 1,925 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Stewart Manor loan but raises total interest, so the smallest payment is not the cheapest loan.
How lenders reach Stewart Manor
At roughly 9,530 people per square mile, Stewart Manor is densely built; 281 larger places lie within 50 miles. A New York licence lets a lender serve Stewart Manor without a local office, so branch density does not change what its 1,925 residents are offered. The nearest bigger place is New Hyde Park, NY about 1 miles away.
Common questions
What are my options in Stewart Manor if my credit is poor?
What loan size can I expect in Stewart Manor?
Do I have to pledge anything to borrow in Stewart Manor?
Does comparing loans in Stewart Manor cost me credit score points?
Nearby places
- New Hyde Park, NY — population 10,129
- South Floral Park, NY — population 1,731
- Floral Park, NY — population 15,879
- Bellerose, NY — population 1,153
- Garden City, NY — population 22,835
- Malverne, NY — population 8,417
- Lake Success, NY — population 2,803
- Mineola, NY — population 21,169