Personal loans in Malverne, NY

Malverne: population, trend and location

Set out below is Malverne's local context next to the state-level rules that reach every lender here.

• Population: a Census-estimated 8,417, 105th among New York's 595 places (Vintage 2023).
• Population trend: A loss of roughly 1.7% between 2020 and 2023.
• Absolute change: 147 residents lost between 2020 and 2023.
• Size percentile: about 82% of New York communities are smaller than Malverne (8,417 residents).
• Population density: about 7,956 people per square mile (Census land area 1.1 sq mi).
• Land area: Malverne covers 1.1 square miles, the 381st-largest area among New York's 595 places.
• Share of New York: Malverne holds about 0.1% of the state's population, some 8,417 people.
• National rank: Malverne sits 3,552nd by population among the 19,457 places in this dataset.
• Growth rank: Malverne's 2020-to-2023 change ranks 346th of 595 places in New York.
• Against the state trend: Malverne's 1.7% change compares with a New York average of -1.1% across its 595 places.
• Density rank: Malverne is the 33rd most densely settled place in New York.
• Density vs New York: Malverne's 7,956 people per square mile compare with a state median of 1,515.
• Location: latitude 40.6745, longitude -73.6721 (Census Gazetteer).
• Nearest larger cities: Lynbrook (1 mi); Valley Stream (2 mi); Rockville Centre (2 mi); East Rockaway (2 mi); Hempstead (3 mi). Larger metros often have more branches, but online lenders reach Malverne on the same terms.
• Smaller towns nearby: Hewlett Harbor (3 mi); Hewlett Bay Park (3 mi); South Floral Park (3 mi).
• Smaller places within 50 miles: 172 of them.
• Within 100 miles: 219 places are larger than Malverne.

New York rules behind a Malverne personal loan

These are New York's sourced lending facts as they reach Malverne's 8,417 residents; the state has no city-level rate rule.

Lender access in Malverne

Malverne is densely built, with about 7,956 people per square mile and 154 larger places within 50 miles. Distance to a branch rarely matters for Malverne's 8,417 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Lynbrook, NY about 1 miles away.

The anatomy of a Malverne personal loan

Most loans made to Malverne's 8,417 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Malverne loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Malverne loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Malverne on the map

Malverne covers about 1.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 8,417 residents, the land area yields roughly 7,956 people per square mile. New York, the largest place in New York, is about 14 miles from Malverne. Counting outward 50 miles, 154 larger communities surround Malverne. By land area it ranks 381st of 595 New York places.

Where Malverne sits in New York

Set beside New York's 595 places, Malverne ranks 105th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Malverne ranks 346th of 595 in New York (about the 42th percentile). At about 7,956 people per square mile, Malverne is the 33rd most densely settled place in New York. The population moved by about 147 people between 2020 and 2023, a 1.7% shift.