Personal loans in Port Dickinson, NY

Verify the lender's New York licence against the regulator named below before borrowing in Port Dickinson. By population, Port Dickinson sits at 341st in New York, with an estimated 1,669 residents. When New York caps or restricts a product, lenders either change the terms or withdraw it from Port Dickinson as from the rest of the state. Census figures put the 2020-to-2023 decrease in Port Dickinson at about 3.1%. Borrowers who want a bigger city can look to Binghamton, NY about 2 miles away.

What the Census records for Port Dickinson

Only a few things actually differ by place — population, area, location, and the New York rules a lender must follow — and they are below.

• Population: 1,669 — Port Dickinson ranks 341st of 595 communities in New York (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 3.1% between 2020 and 2023.
• Absolute change: 54 residents lost between 2020 and 2023.
• Size percentile: Port Dickinson's 1,669 people outrank roughly 43% of the places in New York.
• Density: roughly 2,662 residents per square mile, spread over 0.6 sq mi of land.
• Land area: Port Dickinson covers 0.6 square miles, the 501st-largest area among New York's 595 places.
• Water area rank: Port Dickinson ranks 163rd among New York's 595 places, with 0.07 sq mi.
• State share: roughly 0.0% of New York's residents live in Port Dickinson (1,669 people).
• National standing: Port Dickinson ranks 8,314th of 19,457 US places.
• Growth in New York: Port Dickinson stands 543rd by percentage change from 2020 to 2023, among 595 places.
• State comparison: New York's places average -1.1% for 2020-to-2023, against Port Dickinson's 3.1%.
• Density rank: Port Dickinson places 170th among New York's places by people per square mile.
• Against the state median: Port Dickinson runs about 2,662 residents per square mile, where the New York median is 1,515.
• Location: latitude 42.1356, longitude -75.8944 (Census Gazetteer).
• Nearest larger cities: Binghamton (2 mi); Johnson City (4 mi); Endicott (9 mi); Owego (19 mi); Sidney (28 mi). Online lenders reach Port Dickinson no matter how far the nearest branch is.
• Nearest smaller towns: Great Bend (14 mi); Windsor (14 mi); Whitney Point (14 mi).
• Smaller places within 50 miles: 64 of them.
• Larger places within 100 miles: 197.

How Port Dickinson compares across New York

Set beside New York's 595 places, Port Dickinson ranks 341st by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Port Dickinson ranks 543rd of 595 in New York (about the 9th percentile). Its roughly 2,662 residents per square mile place it 170th among New York's places. By land area, its 0.6 square miles rank 501st of 595 places in New York.

The New York lending rules that reach Port Dickinson

New York has no separate rate rule for Port Dickinson; the sourced rows below are what reach every lender that serves its 1,669 people.

Getting a loan in Port Dickinson

With about 2,662 residents per square mile, Port Dickinson is fairly dense, and 32 larger Census places sit within 50 miles. A New York licence lets a lender serve Port Dickinson without a local office, so branch density does not change what its 1,669 residents are offered. For a larger market, the closest option is Binghamton, NY about 2 miles away.

Port Dickinson on the map

Port Dickinson covers about 0.6 square miles of land, with 0.07 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 2,662 people per square mile. The largest place in New York, New York, lies about 144 miles away. A 50-mile radius around Port Dickinson takes in 32 places that are larger. The 100-mile radius contains 197 larger places.

Before you apply in Port Dickinson

A sensible order of operations for a loan in Port Dickinson, home to about 1,669 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the New York regulator's licence records before you sign.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

The process is identical across New York; what changes is your credit file, not the fact that Port Dickinson holds 1,669 people.