Personal loans in Binghamton, NY

Binghamton: population, trend and location

What follows is Binghamton's place in the Census record, alongside the New York rules that govern a personal loan made here.

• Population: 46,727 residents; Binghamton is the 15th-largest of 595 places in New York (US Census Bureau, Vintage 2023).
• Population trend: Roughly 2.6% fewer residents than the 2020 Census counted.
• Net change: roughly 1,231 fewer people than the 2020 Census counted.
• Size percentile: about 97% of New York's Census places are smaller than Binghamton.
• Population density: about 4,459 people per square mile (Census land area 10.5 sq mi).
• Land area rank: Binghamton's 10.5 square miles rank 17th of 595 places in New York.
• Water area rank: Binghamton ranks 53rd among New York's 595 places, with 0.65 sq mi.
• Share of New York: Binghamton holds about 0.4% of the state's population, some 46,727 people.
• National rank: Binghamton is the 857th most populous of the 19,457 Census places covered here.
• Growth in New York: Binghamton stands 506th by percentage change from 2020 to 2023, among 595 places.
• State comparison: New York's places average -1.1% for 2020-to-2023, against Binghamton's 2.6%.
• Density in New York: Binghamton ranks 83rd by people per square mile.
• Density in context: Binghamton's 4,459 people per square mile sit against a New York median of 1,515.
• Location: mapped by the US Census Bureau at 42.1013, -75.9094.
• Nearest larger cities: Scranton (50 mi); Syracuse (66 mi); Utica (77 mi); Bethlehem (106 mi); Allentown (107 mi). Larger metros often have more branches, but online lenders reach Binghamton on the same terms.
• Nearest smaller towns: Port Dickinson (2 mi); Johnson City (3 mi); Endicott (8 mi).
• Smaller places within 50 miles: 100 of them.
• At 100 miles: 3 larger Census places fall inside that radius.

How personal loans work in Binghamton

In Binghamton, a smaller city of about 46,727, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Binghamton can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Binghamton loan is knowable in advance — unlike a revolving card balance.

Where Binghamton sits in New York

Binghamton is the 15th-largest of 595 Census places in New York and contains about 0.4% of the state's people. On the 2020-to-2023 trend, Binghamton stands 506th among New York's 595 places — roughly the 15th percentile. Its roughly 4,459 residents per square mile place it 83rd among New York's places. The population moved by about 1,231 people between 2020 and 2023, a 2.6% shift.

Getting a loan in Binghamton

Binghamton is a fairly dense community of about 46,727 people, with 1 larger places inside a 50-mile radius. A New York licence lets a lender serve Binghamton without a local office, so branch density does not change what its 46,727 residents are offered. The nearest bigger place is Scranton, PA about 50 miles away.

New York rules behind a Binghamton personal loan

Read the table as a lender's compliance picture for Binghamton: the rule, the sourced figure, the publisher and the date.

Binghamton on the map

Binghamton covers about 10.5 square miles of land, with 0.65 square miles of water inside its boundaries (Census Gazetteer). With 46,727 residents, the land area yields roughly 4,459 people per square mile. The largest place in New York, New York, lies about 143 miles away. A 50-mile radius around Binghamton takes in 1 places that are larger. Within the same 50 miles lie 100 smaller Census places.