Personal loans in Little Meadows, PA
Little Meadows is a small community in Pennsylvania, with an estimated 241 residents, and every licensed lender here follows the same state rulebook.
About 241 people live in Little Meadows, placing it 903rd of 1,013 Census places in Pennsylvania. For a bigger market, look to Endicott, NY about 8 miles away. The 2020 count to the 2023 estimate shows about 0.8% decline in Little Meadows. When Pennsylvania caps or restricts a product, lenders either change the terms or withdraw it from Little Meadows as from the rest of the state. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Little Meadows loan.
Local context for Little Meadows
The figures below are Little Meadows's own — Census population, land area and coordinates — followed by the Pennsylvania rules.
- Population: a Census-estimated 241, 903rd among Pennsylvania's 1,013 places (Vintage 2023).
- Population trend: Roughly 0.8% fewer residents than the 2020 Census counted.
- Absolute change: 2 residents lost between 2020 and 2023.
- Size percentile: roughly 11% of Pennsylvania places rank below Little Meadows.
- Population density: 100 people per square mile on 2.4 square miles of land.
- Land area rank: Little Meadows's 2.4 square miles rank 158th of 1,013 places in Pennsylvania.
- Share of Pennsylvania: Little Meadows holds about 0.0% of the state's population, some 241 people.
- National standing: Little Meadows ranks 15,882nd of 19,457 US places.
- Growth rank: Little Meadows ranks 411th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Versus Pennsylvania: the state average change is -0.9%, while Little Meadows moved 0.8%.
- Density rank: Little Meadows is the 985th most densely settled place in Pennsylvania.
- Density vs Pennsylvania: Little Meadows's 100 people per square mile compare with a state median of 1,990.
- Location: coordinates 41.9890, -76.1277 (US Census Bureau Gazetteer).
- Nearest larger cities: Endicott (8 mi); Owego (11 mi); LeRaysville (11 mi); Johnson City (13 mi); Nichols (13 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller places: Friendsville (6 mi); Burlington (28 mi); Starrucca (35 mi).
- Within a 50-mile radius: 10 smaller Census places.
- At 100 miles: 406 larger Census places fall inside that radius.
Borrowing reach in Little Meadows
Little Meadows is lightly settled, with about 100 people per square mile and 104 larger places within 50 miles. A Pennsylvania licence lets a lender serve Little Meadows without a local office, so branch density does not change what its 241 residents are offered. The nearest larger city, Endicott, NY about 8 miles away.
How Little Meadows compares across Pennsylvania
Against Pennsylvania's other places, Little Meadows accounts for about 0.0% of the state's population and ranks 903rd of 1,013 by size. On the 2020-to-2023 trend, Little Meadows stands 411th among Pennsylvania's 1,013 places — roughly the 59th percentile. Its roughly 100 residents per square mile place it 985th among Pennsylvania's places. Within 50 miles sit 10 smaller Census places, alongside the 104 that are larger.
Pennsylvania rules behind a Little Meadows personal loan
The rows below set out what a licensed lender must follow in Pennsylvania, and so for Little Meadows's roughly 241 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
Little Meadows on the map
Inside Little Meadows's boundaries lie about 2.4 square miles of land, with no significant water area recorded. The resulting density is about 100 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 146 miles away. Counting outward 50 miles, 104 larger communities surround Little Meadows. Within the same 50 miles lie 10 smaller Census places.
The anatomy of a Little Meadows personal loan
Most loans made to Little Meadows's 241 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Little Meadows's 241 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Little Meadows loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Friendsville, PA — population 99
- Endicott, NY — population 13,211
- LeRaysville, PA — population 289
- Owego, NY — population 4,096
- Johnson City, NY — population 14,874
- Newark Valley, NY — population 903
- Nichols, NY — population 456
- Binghamton, NY — population 46,727