Personal loans in LeRaysville, PA

With 289 residents, LeRaysville outranks about 14% of the communities in Pennsylvania. When Pennsylvania caps or restricts a product, lenders either change the terms or withdraw it from LeRaysville as from the rest of the state. From the 2020 Census base to the 2023 estimate, the population declined by about 0.3%. For a bigger market, look to Rome, PA about 9 miles away.

LeRaysville by the numbers

LeRaysville is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 289 — LeRaysville ranks 873rd of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 0.3% across the 2020-to-2023 comparison.
• Net change: roughly 1 fewer people than the 2020 Census counted.
• Size percentile: about 14% of Pennsylvania communities are smaller than LeRaysville (289 residents).
• Density: roughly 277 residents per square mile, spread over 1.0 sq mi of land.
• By land area: LeRaysville ranks 424th among Pennsylvania's 1,013 places, at 1.0 sq mi.
• State share: roughly 0.0% of Pennsylvania's residents live in LeRaysville (289 people).
• National rank: LeRaysville is the 15,236th most populous of the 19,457 Census places covered here.
• Growth in Pennsylvania: LeRaysville stands 320th by percentage change from 2020 to 2023, among 1,013 places.
• Against the state trend: LeRaysville's 0.3% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density rank: LeRaysville is the 927th most densely settled place in Pennsylvania.
• Against the state median: LeRaysville runs about 277 residents per square mile, where the Pennsylvania median is 1,990.
• Location: 41.8376 / -76.1737, per the US Census Bureau Gazetteer.
• Nearest larger cities: Rome (9 mi); Wyalusing (12 mi); Laceyville (13 mi); Towanda (15 mi); Montrose (15 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller places: Friendsville (9 mi); Little Meadows (11 mi); New Albany (22 mi).
• Smaller neighbours: 17 places smaller than LeRaysville sit within 50 miles.
• Within 100 miles: 409 places are larger than LeRaysville.

How lenders reach LeRaysville

At roughly 277 people per square mile, LeRaysville is lightly settled; 112 larger places lie within 50 miles. Whether LeRaysville has a local branch or not, a Pennsylvania-licensed lender can serve its 289 people online on the same terms. For a larger market, the closest option is Rome, PA about 9 miles away.

LeRaysville on the map

LeRaysville's land area is roughly 1.0 square miles, and the Gazetteer records no significant water area within it. With 289 residents, the land area yields roughly 277 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 137 miles. Counting outward 50 miles, 112 larger communities surround LeRaysville. Within the same 50 miles lie 17 smaller Census places.

LeRaysville against the rest of Pennsylvania

Within Pennsylvania, LeRaysville holds roughly 0.0% of all residents, the 873rd-largest share among 1,013 places. Its 2020-to-2023 change ranks 320th of 1,013 Pennsylvania places, putting it near the 68th percentile for growth. At about 277 people per square mile, LeRaysville is the 927th most densely settled place in Pennsylvania. Between 2020 and 2023 the count changed by roughly 1 residents.

Pennsylvania rules behind a LeRaysville personal loan

For the roughly 289 residents of LeRaysville, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.

How a LeRaysville personal loan is priced

Most loans made to LeRaysville's 289 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a LeRaysville loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a LeRaysville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.