Personal loans in Meshoppen, PA

Meshoppen is home to roughly 325 people and stands 851st by size out of 1,013 Census places in Pennsylvania. The 2020 count to the 2023 estimate shows about 0.9% decline in Meshoppen. Compare APR, not the interest rate, because the APR folds in most fees on a Meshoppen loan. The next larger city is Laceyville, PA about 7 miles away. To lend to Meshoppen's 325 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it.

Meshoppen: the sourced local profile

Two layers matter for a Meshoppen borrower: the local population picture and Pennsylvania's consumer-lending statutes.

• Population: the Census counts 325 residents in Meshoppen (Vintage 2023 subcounty estimate), the 851st-largest figure among Pennsylvania's 1,013 places.
• Population trend: Roughly 0.9% fewer residents than the 2020 Census counted.
• Absolute change: 3 residents lost between 2020 and 2023.
• Size percentile: roughly 16% of Pennsylvania places rank below Meshoppen.
• Population density: 470 people per square mile on 0.7 square miles of land.
• Land area: Meshoppen covers 0.7 square miles, the 606th-largest area among Pennsylvania's 1,013 places.
• Water: Meshoppen holds about 0.08 square miles, the 154th-largest water area in Pennsylvania.
• Share of Pennsylvania: Meshoppen holds about 0.0% of the state's population, some 325 people.
• National standing: Meshoppen ranks 14,838th of 19,457 US places.
• Growth in Pennsylvania: Meshoppen stands 431st by percentage change from 2020 to 2023, among 1,013 places.
• Versus Pennsylvania: the state average change is -0.9%, while Meshoppen moved 0.9%.
• Density in Pennsylvania: Meshoppen ranks 872nd by people per square mile.
• Against the state median: Meshoppen runs about 470 residents per square mile, where the Pennsylvania median is 1,990.
• Location: 41.6093, -76.0418 (US Census Bureau Gazetteer).
• Nearest larger cities: Laceyville (7 mi); Tunkhannock (7 mi); Wyalusing (12 mi); Nicholson (13 mi); Factoryville (14 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller places: Hop Bottom (16 mi); LeRaysville (17 mi); New Albany (21 mi).
• Within a 50-mile radius: 21 smaller Census places.
• At 100 miles: 444 larger Census places fall inside that radius.

Inside a Meshoppen personal loan

Meshoppen is a small community of about 325 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Meshoppen's 325 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Meshoppen loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Meshoppen in state context

Among Pennsylvania's 1,013 places, Meshoppen sits at 851st for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Meshoppen ranks 431st of 1,013 in Pennsylvania (about the 57th percentile). At about 470 people per square mile, Meshoppen is the 872nd most densely settled place in Pennsylvania. In land area, Meshoppen ranks 606th among Pennsylvania's 1,013 places.

The Pennsylvania lending rules that reach Meshoppen

Read the table as a lender's compliance picture for Meshoppen: the rule, the sourced figure, the publisher and the date.

What to do before borrowing in Meshoppen

Complete these steps first when you borrow in Meshoppen (325 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the lender holds a Pennsylvania licence by checking the regulator named above.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Make sure the new payment leaves room in a budget you already keep.
7. Weigh a shorter term's higher payment against the interest it saves.

In Meshoppen as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 325 residents.

Borrowing reach in Meshoppen

With about 470 residents per square mile, Meshoppen is lightly settled, and 109 larger Census places sit within 50 miles. What is available to Meshoppen's 325 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest larger city, Laceyville, PA about 7 miles away.