Personal loans in Factoryville, PA

A lender serving Factoryville holds a Pennsylvania licence and answers to a Pennsylvania regulator; no city office is involved for its 1,165 residents. Every figure below is Pennsylvania's own, applied to Factoryville's 1,165 residents, with the publisher and retrieval date attached. Verify the lender's Pennsylvania licence against the regulator named below before borrowing in Factoryville. Borrowers who want a bigger city can look to Dalton, PA about 3 miles away.

Factoryville by the numbers

Here is the sourced Census picture for Factoryville, plus the Pennsylvania lending rules that apply to a loan taken out here.

• Population: a Census-estimated 1,165, 565th among Pennsylvania's 1,013 places (Vintage 2023).
• Population trend: A gain of roughly 1.5% between 2020 and 2023.
• Net change: roughly 17 more people than the 2020 Census counted.
• Size percentile: bigger than about 44% of the places in Pennsylvania, with 1,165 residents in Factoryville.
• Density: the Census land area of 0.8 sq mi holds about 1,541 people per square mile.
• Land area: Factoryville covers 0.8 square miles, the 573rd-largest area among Pennsylvania's 1,013 places.
• State population share: Factoryville accounts for about 0.0% of everyone in Pennsylvania.
• National rank: Factoryville is 9,665th of 19,457 places nationwide.
• Growth in Pennsylvania: Factoryville stands 85th by percentage change from 2020 to 2023, among 1,013 places.
• Versus Pennsylvania: the state average change is -0.9%, while Factoryville moved 1.5%.
• Density rank: Factoryville places 597th among Pennsylvania's places by people per square mile.
• Density vs Pennsylvania: Factoryville's 1,541 people per square mile compare with a state median of 1,990.
• Location: latitude 41.5600, longitude -75.7826 (Census Gazetteer).
• Nearest larger cities: Dalton (3 mi); Clarks Green (6 mi); Clarks Summit (6 mi); Tunkhannock (9 mi); Dickson City (10 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities within reach: Nicholson (5 mi); Hop Bottom (10 mi); Meshoppen (14 mi).
• Smaller neighbours: 51 places smaller than Factoryville sit within 50 miles.
• Within 100 miles: 399 places are larger than Factoryville.

Factoryville: area, density and distance

Factoryville's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,541 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 112 miles. A 50-mile radius around Factoryville takes in 70 places that are larger. Within the same 50 miles lie 51 smaller Census places.

What to do before borrowing in Factoryville

These steps shape the offer you get in Factoryville, a place of about 1,165 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Pennsylvania licence by checking the regulator named above.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Look for an origination fee or prepayment penalty in the written disclosure.

In Factoryville as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 1,165 residents.

Factoryville in state context

Set beside Pennsylvania's 1,013 places, Factoryville ranks 565th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 85th of 1,013 Pennsylvania places, putting it near the 92th percentile for growth. Its roughly 1,541 residents per square mile place it 597th among Pennsylvania's places. Between 2020 and 2023 the count changed by roughly 17 residents.

How a Factoryville personal loan is priced

In Factoryville, a small community of about 1,165, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Factoryville's rank of 565th in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Factoryville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Which Pennsylvania laws govern a loan in Factoryville

When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Factoryville is bound by the same rules.