Personal loans in Greene, NY
Roughly 1,434 residents live in Greene, the 366th-largest community in New York. Greene is a small community of about 1,434 residents, and a personal loan taken out here is governed by New York statute.
Read the disclosure for an origination fee and any prepayment penalty before signing in Greene. Lenders active in Greene report to a New York supervisor, identified in the sourced rows below. Greene shed about 4.5% of its population between the 2020 base and the 2023 estimate. The closest larger place is Port Dickinson, NY about 15 miles away.
Greene: population, trend and location
Two layers matter for a Greene borrower: the local population picture and New York's consumer-lending statutes.
- Population: 1,434 — Greene ranks 366th of 595 communities in New York (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 4.5% between 2020 and 2023.
- Net change: roughly 67 fewer people than the 2020 Census counted.
- Size percentile: roughly 38% of New York's places have fewer residents than Greene's 1,434.
- Density: roughly 1,343 residents per square mile, spread over 1.1 sq mi of land.
- Land area rank: Greene's 1.1 square miles rank 376th of 595 places in New York.
- Water area: Greene has 0.04 square miles of water, ranking 217th of 595 places in New York.
- State population share: Greene accounts for about 0.0% of everyone in New York.
- National rank: Greene is 8,854th of 19,457 places nationwide.
- Growth rank: Greene ranks 583rd among New York's 595 places for the 2020-to-2023 change.
- Against the state trend: Greene's 4.5% change compares with a New York average of -1.1% across its 595 places.
- Density rank: Greene places 334th among New York's places by people per square mile.
- Density vs New York: Greene's 1,343 people per square mile compare with a state median of 1,515.
- Location: 42.3301, -75.7677 (Census Gazetteer coordinates).
- Nearest larger cities: Port Dickinson (15 mi); Johnson City (17 mi); Binghamton (17 mi); Norwich (19 mi); Sidney (19 mi). Living near a larger metro rarely changes what is available in Greene.
- Smaller communities close by: Whitney Point (10 mi); Oxford (12 mi); Lisle (12 mi), each with its own Census population profile.
- Smaller neighbours: 52 places smaller than Greene sit within 50 miles.
- Within 100 miles: 184 places are larger than Greene.
Greene in state context
Greene is the 366th-largest of 595 Census places in New York and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Greene stands 583rd among New York's 595 places — roughly the 2th percentile. Its roughly 1,343 residents per square mile place it 334th among New York's places. By land area, its 1.1 square miles rank 376th of 595 places in New York.
Where Greene sits
The Census Gazetteer records 1.1 square miles of land and 0.04 square miles of water within Greene. Spread across it are roughly 1,343 residents per square mile. The state's population centre of gravity, New York, is roughly 149 miles away. Within 50 miles of Greene there are 29 larger Census places. Within the same 50 miles lie 52 smaller Census places.
The New York lending rules that reach Greene
Read the table as a lender's compliance picture for Greene: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Criminal usury in the second degree (Penal Law 190.40) | Interest rate exceeding 25% per annum; class E felony Source says: "at a rate exceeding twenty-five per centum per annum or the equivalent rate for a longer or shorter period" | New York State Senate (Open Legislation) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum civil rate (Banking Law 14-a; General Obligations Law 5-501) Source says: "The maximum rate of interest provided for in section 5-501 of the general obligations law shall be sixteen per centum per annum." | New York State Senate (Open Legislation) as of 2026-09-16 |
Steps to take before a Greene loan
Before you apply in Greene, a community of about 1,434, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the New York regulator's licence records before you sign.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
The process is identical across New York; what changes is your credit file, not the fact that Greene holds 1,434 people.
How lenders reach Greene
Greene is moderately settled, with about 1,343 people per square mile and 29 larger places within 50 miles. Whether Greene has a local branch or not, a New York-licensed lender can serve its 1,434 people online on the same terms. The nearest bigger place is Port Dickinson, NY about 15 miles away.
Common questions
What are my options in Greene if my credit is poor?
What loan size can I expect in Greene?
Do I have to pledge anything to borrow in Greene?
Does comparing loans in Greene cost me credit score points?
Nearby places
- Whitney Point, NY — population 901
- Oxford, NY — population 1,332
- Port Dickinson, NY — population 1,669
- Lisle, NY — population 326
- Afton, NY — population 786
- Binghamton, NY — population 46,727
- Windsor, NY — population 865
- Johnson City, NY — population 14,874