Personal loans in Batavia, NY

Batavia ranks 56th of 595 places in New York, with a population near 15,437. Compare APR, not the interest rate, because the APR folds in most fees on a Batavia loan. To lend to Batavia's 15,437 residents, a company must hold a New York licence, and each sourced row below names the regulator behind it. A larger market lies at Lockport, NY about 29 miles away.

What the Census records for Batavia

Most of what governs a Batavia loan is written in New York law rather than in the city; the sourced notes below make that split concrete.

• Population: an estimated 15,437 residents, 56th of 595 places in New York (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 1.0% across the 2020-to-2023 comparison.
• Net change: roughly 154 fewer people than the 2020 Census counted.
• Size percentile: Batavia's 15,437 people outrank roughly 91% of the places in New York.
• Land and density: 5.2 square miles of land carry roughly 2,972 residents per square mile.
• By land area: Batavia ranks 48th among New York's 595 places, at 5.2 sq mi.
• Water area: Batavia has 0.08 square miles of water, ranking 153rd of 595 places in New York.
• State population share: Batavia accounts for about 0.1% of everyone in New York.
• National rank: Batavia is 2,315th of 19,457 places nationwide.
• Growth rank: Batavia's 2020-to-2023 change ranks 211th of 595 places in New York.
• State comparison: New York's places average -1.1% for 2020-to-2023, against Batavia's 1.0%.
• Density in New York: Batavia ranks 145th by people per square mile.
• Density vs New York: Batavia's 2,972 people per square mile compare with a state median of 1,515.
• Location: mapped by the US Census Bureau at 42.9986, -78.1808.
• Nearest larger cities: Lockport (29 mi); Rochester (31 mi); North Tonawanda (35 mi); Buffalo (35 mi); Lackawanna (35 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller places: Elba (5 mi); Oakfield (6 mi); Alexander (8 mi).
• Smaller places within 50 miles: 71 of them.
• Within 100 miles: 11 places are larger than Batavia.

New York consumer-lending rules applied in Batavia

Every row below records a New York rule, its publisher and its retrieval date — the same rules a Batavia lender must follow.

Where Batavia sits in New York

Against New York's other places, Batavia accounts for about 0.1% of the state's population and ranks 56th of 595 by size. For population change between 2020 and 2023, Batavia ranks 211th of 595 in New York (about the 65th percentile). Its roughly 2,972 residents per square mile place it 145th among New York's places. The population moved by about 154 people between 2020 and 2023, a 1.0% shift.

Batavia: area, density and distance

Batavia's land area is about 5.2 square miles; a further 0.08 square miles is water. The resulting density is about 2,972 people per square mile. The largest place in New York, New York, lies about 272 miles away. A 50-mile radius around Batavia takes in 6 places that are larger. The 100-mile radius contains 11 larger places.

Getting a loan in Batavia

Batavia is a fairly dense community of about 15,437 people, with 6 larger places inside a 50-mile radius. Lenders licensed in New York reach Batavia's 15,437 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Lockport, NY about 29 miles away.

A practical checklist for Batavia borrowers

Complete these steps first when you borrow in Batavia (15,437 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the New York licence with the regulator named above before committing.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

None of these steps is Batavia-specific: the same New York licensing and disclosure rules reach all 15,437 residents.