Personal loans in Amityville, NY

Population in Amityville climbed about 0.4% over the three years from 2020 to 2023. Judge Amityville offers on total cost, not on how quickly the money arrives. Which products a lender may offer to Amityville's 9,577 residents follows from the New York consumer-lending framework. Borrowers who want a bigger city can look to Massapequa Park, NY about 2 miles away.

Amityville: population, trend and location

What follows is Amityville's place in the Census record, alongside the New York rules that govern a personal loan made here.

• Population: 9,577 — Amityville ranks 95th of 595 communities in New York (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 0.4%.
• Net change: roughly 37 more people than the 2020 Census counted.
• Size percentile: with 9,577 residents, Amityville is larger than about 84% of New York's Census places.
• Population density: about 4,658 people per square mile (Census land area 2.1 sq mi).
• Land area rank: Amityville's 2.1 square miles rank 204th of 595 places in New York.
• Water: Amityville holds about 0.42 square miles, the 68th-largest water area in New York.
• Share of New York: Amityville holds about 0.1% of the state's population, some 9,577 people.
• National standing: Amityville ranks 3,247th of 19,457 US places.
• Growth rank: Amityville's 2020-to-2023 change ranks 72nd of 595 places in New York.
• Versus New York: the state average change is -1.1%, while Amityville moved 0.4%.
• Density in New York: Amityville ranks 78th by people per square mile.
• Against the state median: Amityville runs about 4,658 residents per square mile, where the New York median is 1,515.
• Location: 40.6698, -73.4158 (US Census Bureau Gazetteer).
• Nearest larger cities: Massapequa Park (2 mi); Lindenhurst (3 mi); Babylon (5 mi); Freeport (9 mi); Hempstead (11 mi). Living near a larger metro rarely changes what is available in Amityville.
• Nearest smaller towns: Farmingdale (5 mi); Brightwaters (9 mi); Saltaire (12 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 155 of them.
• Within 100 miles: 174 places are larger than Amityville.

How personal loans work in Amityville

Amityville is a small town of about 9,577 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Amityville. Shortening the term on a Amityville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Land, water and location for Amityville

Inside Amityville's boundaries lie roughly 2.1 square miles of land and 0.42 square miles of water. The resulting density is about 4,658 people per square mile. New York, the largest place in New York, is about 27 miles from Amityville. Counting outward 50 miles, 121 larger communities surround Amityville. The 100-mile radius contains 174 larger places.

Which New York laws govern a loan in Amityville

Below are the New York rules that apply to a loan made in Amityville, each with the regulator that issued it.

What is available to Amityville borrowers

At roughly 4,658 people per square mile, Amityville is fairly dense; 121 larger places lie within 50 miles. Lenders licensed in New York reach Amityville's 9,577 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Massapequa Park, NY about 2 miles away.

Amityville's place among New York's 595 places

Among New York's 595 places, Amityville sits at 95th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Amityville stands 72nd among New York's 595 places — roughly the 88th percentile. Its roughly 4,658 residents per square mile place it 78th among New York's places. In land area, Amityville ranks 204th among New York's 595 places.