Personal loans in Westbury, NY
Two households in Westbury with comparable incomes can still be offered different rates; the city's 15,739 residents are not the reason. Work out your debt-to-income ratio first; lenders weigh it heavily, and Westbury's 15,739 residents are no exception. The Census estimates 15,739 residents in Westbury, which ranks it 55th of 595 places in New York. To lend to Westbury's 15,739 residents, a company must hold a New York licence, and each sourced row below names the regulator behind it. Westbury shed about 0.7% of its population between the 2020 base and the 2023 estimate. The nearest larger city is Mineola, NY about 3 miles away.
What the Census records for Westbury
The figures below are Westbury's own — Census population, land area and coordinates — followed by the New York rules.
- Population: 15,739 people, a figure that places Westbury 55th among the 595 Census places in New York (US Census Bureau, Vintage 2023).
- Population trend: Roughly 0.7% fewer residents than the 2020 Census counted.
- People gained or lost: about 113 fewer since the 2020 base.
- Size percentile: Westbury sits ahead of around 91% of New York places, at 15,739 people.
- Population density: about 6,715 people per square mile across 2.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Westbury's 2.3 square miles rank 169th of 595 places in New York.
- Share of state population: Westbury's 15,739 residents are about 0.1% of New York.
- National rank: Westbury is 2,286th of 19,457 places nationwide.
- Growth rank: Westbury ranks 171st among New York's 595 places for the 2020-to-2023 change.
- State comparison: New York's places average -1.1% for 2020-to-2023, against Westbury's 0.7%.
- Density in New York: Westbury ranks 44th by people per square mile.
- Against the state median: Westbury runs about 6,715 residents per square mile, where the New York median is 1,515.
- Location: 40.7599 / -73.5892, per the US Census Bureau Gazetteer.
- Nearest larger cities: Mineola (3 mi); Garden City (4 mi); Hempstead (4 mi); Floral Park (7 mi); Rockville Centre (7 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Old Westbury (2 mi); East Williston (2 mi); Williston Park (3 mi).
- Smaller neighbours: 241 places smaller than Westbury sit within 50 miles.
- Larger places within 100 miles: 107.
Westbury on the map
The Census Gazetteer records about 2.3 square miles of land within Westbury, with no significant water area listed. Spread across it are roughly 6,715 residents per square mile. The largest place in New York, New York, lies about 19 miles away. Westbury has 80 larger places within a 50-mile radius. Within the same 50 miles lie 241 smaller Census places.
The anatomy of a Westbury personal loan
With roughly 15,739 residents, Westbury is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Westbury's 15,739 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Westbury loan is knowable in advance — unlike a revolving card balance.
What is available to Westbury borrowers
With about 6,715 residents per square mile, Westbury is densely built, and 80 larger Census places sit within 50 miles. Whether Westbury has a local branch or not, a New York-licensed lender can serve its 15,739 people online on the same terms. The nearest larger city, Mineola, NY about 3 miles away.
The New York lending rules that reach Westbury
For the roughly 15,739 residents of Westbury, the rules below are New York's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Payday lending status | Illegal in New York State, in person, by telephone, or over the Internet Source says: "Payday loans are illegal in New York State." | New York State Department of Financial Services as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed Lender license required (Banking Law Article 9, sections 340-361); administered via NMLS Source says: "The Department of Financial Services uses the Nationwide Multistate Licensing System and Registry (NMLS) to manage the Licensed Lender License." | New York State Department of Financial Services as of 2026-09-16 |
Westbury's place among New York's 595 places
Against New York's other places, Westbury accounts for about 0.1% of the state's population and ranks 55th of 595 by size. On the 2020-to-2023 trend, Westbury stands 171st among New York's 595 places — roughly the 71th percentile. Its roughly 6,715 residents per square mile place it 44th among New York's places. Between 2020 and 2023 the count changed by roughly 113 residents.
Common questions
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Nearby places
- Old Westbury, NY — population 4,833
- East Williston, NY — population 2,599
- Brookville, NY — population 2,947
- Mineola, NY — population 21,169
- East Hills, NY — population 7,228
- Williston Park, NY — population 7,459
- Hempstead, NY — population 58,225
- Garden City, NY — population 22,835