Personal loans in Valley Falls, NY

The Census counts 450 people in Valley Falls, the 535th-largest figure among New York's 595 places. Population in Valley Falls dropped about 1.7% over the three years from 2020 to 2023. Lenders active in Valley Falls report to a New York supervisor, identified in the sourced rows below. Begin with the payment, then weigh APR and total interest across the lenders that reach Valley Falls's 450 residents. The closest larger city is Schaghticoke, NY about 1 miles away.

The Valley Falls data picture

The figures below are Valley Falls's own — Census population, land area and coordinates — followed by the New York rules.

• Population: 450 people, a figure that places Valley Falls 535th among the 595 Census places in New York (US Census Bureau, Vintage 2023).
• Population trend: About 1.7% below the 2020 Census base.
• People gained or lost: about 8 fewer since the 2020 base.
• Size percentile: about 10% of New York's Census places are smaller than Valley Falls.
• Density: the Census land area of 0.5 sq mi holds about 972 people per square mile.
• Land area rank: Valley Falls's 0.5 square miles rank 537th of 595 places in New York.
• Water: Valley Falls holds about 0.03 square miles, the 248th-largest water area in New York.
• Within New York: about 0.0% of the state's population lives in Valley Falls.
• National rank: Valley Falls is the 13,603rd most populous of the 19,457 Census places covered here.
• Growth rank: Valley Falls ranks 354th among New York's 595 places for the 2020-to-2023 change.
• Against the state trend: Valley Falls's 1.7% change compares with a New York average of -1.1% across its 595 places.
• Density rank: Valley Falls is the 408th most densely settled place in New York.
• Against the state median: Valley Falls runs about 972 residents per square mile, where the New York median is 1,515.
• Location: 42.9006, -73.5625 (US Census Bureau Gazetteer).
• Nearest larger cities: Schaghticoke (1 mi); Stillwater (5 mi); Mechanicville (6 mi); Waterford (10 mi); Hoosick Falls (11 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Old Bennington (18 mi); Argyle (23 mi); Galway (25 mi).
• Within a 50-mile radius: 8 smaller Census places.
• Within 100 miles: 153 places are larger than Valley Falls.

What shapes a Valley Falls personal loan

A Valley Falls personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 450 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Valley Falls. The term you choose in Valley Falls decides the split between a comfortable payment and the total interest you pay.

The geography behind Valley Falls

The Census Gazetteer records 0.5 square miles of land and 0.03 square miles of water within Valley Falls. Spread across it are roughly 972 residents per square mile. For the state's biggest city, New York, the distance is roughly 156 miles. Counting outward 50 miles, 62 larger communities surround Valley Falls. The 100-mile radius contains 153 larger places.

Where Valley Falls sits in New York

Set beside New York's 595 places, Valley Falls ranks 535th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Valley Falls stands 354th among New York's 595 places — roughly the 41th percentile. At about 972 people per square mile, Valley Falls is the 408th most densely settled place in New York. By land area, its 0.5 square miles rank 537th of 595 places in New York.

How New York law applies in Valley Falls

For the roughly 450 residents of Valley Falls, the rules below are New York's own; each row carries its publisher and retrieval date.

Getting a loan in Valley Falls

Valley Falls is moderately settled, with about 972 people per square mile and 62 larger places within 50 miles. What is available to Valley Falls's 450 borrowers is set by New York licensing and your own credit, not by how many branches are nearby. The nearest larger city, Schaghticoke, NY about 1 miles away.