Personal loans in Laurens, NY

Laurens by the numbers

The figures below are Laurens's own — Census population, land area and coordinates — followed by the New York rules.

• Population: about 216 people live here, which puts Laurens 585th of 595 Census places in New York (Vintage 2023).
• Population trend: A decline of about 0.9% across the 2020-to-2023 comparison.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: roughly 2% of New York places rank below Laurens.
• Density: roughly 1,688 residents per square mile, spread over 0.1 sq mi of land.
• By land area: Laurens ranks 593rd among New York's 595 places, at 0.1 sq mi.
• State population share: Laurens accounts for about 0.0% of everyone in New York.
• National rank: Laurens is the 16,236th most populous of the 19,457 Census places covered here.
• Growth in New York: Laurens stands 197th by percentage change from 2020 to 2023, among 595 places.
• Versus New York: the state average change is -1.1%, while Laurens moved 0.9%.
• Density in New York: Laurens ranks 262nd by people per square mile.
• Against the state median: Laurens runs about 1,688 residents per square mile, where the New York median is 1,515.
• Location: it lies at 42.5313, -75.0887 in the Census Gazetteer.
• Nearest larger cities: Oneonta (5 mi); Morris (8 mi); Milford (8 mi); Otego (11 mi); Gilbertsville (13 mi). Larger metros often have more branches, but online lenders reach Laurens on the same terms.
• Nearest smaller towns: Smyrna (27 mi); Ames (33 mi); Starrucca (48 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 3 smaller Census places.
• Within 100 miles: 350 places are larger than Laurens.

What shapes a Laurens personal loan

Laurens is a small community of about 216 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Laurens's 216 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Laurens loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Laurens: area, density and distance

Inside Laurens's boundaries lie about 0.1 square miles of land, with no significant water area recorded. Spread across it are roughly 1,688 residents per square mile. The largest place in New York, New York, lies about 142 miles away. A 50-mile radius around Laurens takes in 84 places that are larger. Within the same 50 miles lie 3 smaller Census places.

What is available to Laurens borrowers

At roughly 1,688 people per square mile, Laurens is moderately settled; 84 larger places lie within 50 miles. A New York licence lets a lender serve Laurens without a local office, so branch density does not change what its 216 residents are offered. The nearest bigger place is Oneonta, NY about 5 miles away.

Laurens's place among New York's 595 places

Among New York's 595 places, Laurens sits at 585th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Laurens stands 197th among New York's 595 places — roughly the 67th percentile. Its roughly 1,688 residents per square mile place it 262nd among New York's places. Within 50 miles sit 3 smaller Census places, alongside the 84 that are larger.

How New York law applies in Laurens

When New York does not publish a figure, the row links to the source instead of inventing a number; Laurens is bound by the same rules.