Personal loans in Akron, NY

What the Census records for Akron

Akron is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: the Census counts 2,883 residents in Akron (Vintage 2023 subcounty estimate), the 243rd-largest figure among New York's 595 places.
• Population trend: A loss of roughly 1.0% between 2020 and 2023.
• Net change: roughly 29 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 59% of the places in New York, with 2,883 residents in Akron.
• Density: roughly 1,429 residents per square mile, spread over 2.0 sq mi of land.
• Land area rank: Akron's 2.0 square miles rank 207th of 595 places in New York.
• Within New York: about 0.0% of the state's population lives in Akron.
• Nationally: Akron is the 6,400th-largest of 19,457 Census places in the dataset.
• Growth rank: Akron's 2020-to-2023 change ranks 214th of 595 places in New York.
• Against the state trend: Akron's 1.0% change compares with a New York average of -1.1% across its 595 places.
• Density rank: Akron places 317th among New York's places by people per square mile.
• Density vs New York: Akron's 1,429 people per square mile compare with a state median of 1,515.
• Location: mapped by the US Census Bureau at 43.0180, -78.4978.
• Nearest larger cities: Lancaster (12 mi); Depew (13 mi); Williamsville (13 mi); Lockport (14 mi); Medina (15 mi). Larger metros often have more branches, but online lenders reach Akron on the same terms.
• Smaller places nearby: Corfu (6 mi); Alden (8 mi); Oakfield (12 mi).
• Smaller places within 50 miles: 37 of them.
• Larger places within 100 miles: 56.

What is available to Akron borrowers

Akron is a moderately settled community of about 2,883 people, with 27 larger places inside a 50-mile radius. Lenders licensed in New York reach Akron's 2,883 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Lancaster, NY about 12 miles away.

How Akron compares across New York

Within New York, Akron holds roughly 0.0% of all residents, the 243rd-largest share among 595 places. Its 2020-to-2023 change ranks 214th of 595 New York places, putting it near the 64th percentile for growth. At about 1,429 people per square mile, Akron is the 317th most densely settled place in New York. In land area, Akron ranks 207th among New York's 595 places.

What shapes a Akron personal loan

In Akron, a small community of about 2,883, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Akron loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Akron loan but raises total interest, so the smallest payment is not the cheapest loan.

A pre-application checklist for Akron

A sensible order of operations for a loan in Akron, home to about 2,883 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a New York licence by checking the regulator named above.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Test the payment against your current bills before you commit.

The process is identical across New York; what changes is your credit file, not the fact that Akron holds 2,883 people.

The state rulebook for Akron

Below are the New York rules that apply to a loan made in Akron, each with the regulator that issued it.