Personal loans in West Haverstraw, NY

The trend for West Haverstraw between 2020 and 2023 is downward by roughly 0.9%. Rate-shopping from West Haverstraw costs nothing at pre-qualification, where a soft pull leaves your credit file alone. For the 10,622 people in West Haverstraw, New York runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The next larger city is Haverstraw, NY about 3 miles away.

Borrowing in West Haverstraw: the local picture

What follows is West Haverstraw's place in the Census record, alongside the New York rules that govern a personal loan made here.

• Population: an estimated 10,622 residents, 80th of 595 places in New York (Census Vintage 2023 subcounty estimate).
• Population trend: Lower by roughly 0.9% since the 2020 count.
• Net change: roughly 93 fewer people than the 2020 Census counted.
• Size percentile: with 10,622 residents, West Haverstraw is larger than about 87% of New York's Census places.
• Population density: 6,997 people per square mile on 1.5 square miles of land.
• Land area: West Haverstraw covers 1.5 square miles, the 274th-largest area among New York's 595 places.
• Water area: West Haverstraw has 0.02 square miles of water, ranking 255th of 595 places in New York.
• Within New York: about 0.1% of the state's population lives in West Haverstraw.
• Nationally: West Haverstraw is the 3,017th-largest of 19,457 Census places in the dataset.
• Growth in New York: West Haverstraw stands 193rd by percentage change from 2020 to 2023, among 595 places.
• State comparison: New York's places average -1.1% for 2020-to-2023, against West Haverstraw's 0.9%.
• Density in New York: West Haverstraw ranks 41st by people per square mile.
• Density in context: West Haverstraw's 6,997 people per square mile sit against a New York median of 1,515.
• Location: the Census Gazetteer records it at 41.2063, -73.9868.
• Nearest larger cities: Haverstraw (3 mi); Peekskill (6 mi); Ossining (7 mi); Spring Valley (7 mi); Sleepy Hollow (10 mi). Living near a larger metro rarely changes what is available in West Haverstraw.
• Smaller places close by: Pomona (4 mi); Croton-on-Hudson (4 mi); Buchanan (4 mi).
• Smaller places within 50 miles: 199 of them.
• Larger places within 100 miles: 165.

Lender access in West Haverstraw

West Haverstraw is a densely built community of about 10,622 people, with 116 larger places inside a 50-mile radius. Lenders licensed in New York reach West Haverstraw's 10,622 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Haverstraw, NY about 3 miles away.

How New York law applies in West Haverstraw

For the roughly 10,622 residents of West Haverstraw, the rules below are New York's own; each row carries its publisher and retrieval date.

The geography behind West Haverstraw

West Haverstraw's land area is about 1.5 square miles; a further 0.02 square miles is water. Spread across it are roughly 6,997 residents per square mile. New York, the largest place in New York, is about 38 miles from West Haverstraw. Within 50 miles of West Haverstraw there are 116 larger Census places. The 100-mile radius contains 165 larger places.

West Haverstraw's place among New York's 595 places

Set beside New York's 595 places, West Haverstraw ranks 80th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, West Haverstraw ranks 193rd of 595 in New York (about the 68th percentile). Its roughly 6,997 residents per square mile place it 41st among New York's places. In land area, West Haverstraw ranks 274th among New York's 595 places.

Inside a West Haverstraw personal loan

In West Haverstraw, a small town of about 10,622, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than West Haverstraw's rank of 80th in New York: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a West Haverstraw loan but raises total interest, so the smallest payment is not the cheapest loan.