Personal loans in Almond, NY

Begin with the payment, then weigh APR and total interest across the lenders that reach Almond's 398 residents. Consumer lending that reaches Almond's 398 residents is governed by New York statute; no city ordinance changes it. Population in Almond dropped about 1.7% over the three years from 2020 to 2023. The nearest larger city is Hornell, NY about 4 miles away.

Almond: population, trend and location

Two layers matter for a Almond borrower: the local population picture and New York's consumer-lending statutes.

• Population: about 398 people live here, which puts Almond 550th of 595 Census places in New York (Vintage 2023).
• Population trend: Lower by roughly 1.7% since the 2020 count.
• Net change: roughly 7 fewer people than the 2020 Census counted.
• Size percentile: roughly 8% of New York places rank below Almond.
• Density: the Census land area of 0.6 sq mi holds about 706 people per square mile.
• Land area: Almond covers 0.6 square miles, the 514th-largest area among New York's 595 places.
• Share of state population: Almond's 398 residents are about 0.0% of New York.
• National rank: Almond sits 14,118th by population among the 19,457 places in this dataset.
• Growth rank: Almond's 2020-to-2023 change ranks 350th of 595 places in New York.
• Versus New York: the state average change is -1.1%, while Almond moved 1.7%.
• Density in New York: Almond ranks 481st by people per square mile.
• Density in context: Almond's 706 people per square mile sit against a New York median of 1,515.
• Location: the Census Gazetteer records it at 42.3193, -77.7386.
• Nearest larger cities: Hornell (4 mi); North Hornell (4 mi); Alfred (5 mi); Arkport (6 mi); Canisteo (8 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Gainesville (30 mi); Oswayo (31 mi); Wyoming (39 mi), each with its own Census population profile.
• Within a 50-mile radius: 7 smaller Census places.
• At 100 miles: 252 larger Census places fall inside that radius.

Almond on the map

Inside Almond's boundaries lie about 0.6 square miles of land, with no significant water area recorded. Spread across it are roughly 706 residents per square mile. The largest place in New York, New York, lies about 228 miles away. Counting outward 50 miles, 74 larger communities surround Almond. By land area it ranks 514th of 595 New York places.

Getting a loan in Almond

At roughly 706 people per square mile, Almond is moderately settled; 74 larger places lie within 50 miles. Whether Almond has a local branch or not, a New York-licensed lender can serve its 398 people online on the same terms. The nearest bigger place is Hornell, NY about 4 miles away.

How New York law applies in Almond

Every row below records a New York rule, its publisher and its retrieval date — the same rules a Almond lender must follow.

What shapes a Almond personal loan

In Almond, a small community of about 398, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Almond's 398 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Almond loan but raises total interest, so the smallest payment is not the cheapest loan.

Almond's place among New York's 595 places

Among New York's 595 places, Almond sits at 550th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Almond ranks 350th of 595 in New York (about the 41th percentile). At about 706 people per square mile, Almond is the 481st most densely settled place in New York. Between 2020 and 2023 the count changed by roughly 7 residents.