Personal loans in Burdett, NY
A lender serving Burdett holds a New York licence and answers to a New York regulator; no city office is involved for its 333 residents. Pull your credit reports and line up at least three offers before you apply from Burdett.
About 333 people live in Burdett, placing it 560th of 595 Census places in New York. A single loan can carry different costs on either side of a state line, and Burdett sits on the New York side of that line. The trend for Burdett between 2020 and 2023 is downward by roughly 4.6%. The next larger city is Watkins Glen, NY about 3 miles away.
Burdett: population, trend and location
Read the local figures below as context; read the sourced New York table as the rulebook a lender here must follow.
- Population: 333 people, a figure that places Burdett 560th among the 595 Census places in New York (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 4.6% across the 2020-to-2023 comparison.
- Net change: roughly 16 fewer people than the 2020 Census counted.
- Size percentile: Burdett sits ahead of around 6% of New York places, at 333 people.
- Population density: 346 people per square mile on 1.0 square miles of land.
- Land area rank: Burdett's 1.0 square miles rank 424th of 595 places in New York.
- State population share: Burdett accounts for about 0.0% of everyone in New York.
- Nationally: Burdett is the 14,757th-largest of 19,457 Census places in the dataset.
- Growth rank: Burdett's 2020-to-2023 change ranks 584th of 595 places in New York.
- Against the state trend: Burdett's 4.6% change compares with a New York average of -1.1% across its 595 places.
- Density in New York: Burdett ranks 574th by people per square mile.
- Against the state median: Burdett runs about 346 residents per square mile, where the New York median is 1,515.
- Location: it lies at 42.4169, -76.8440 in the Census Gazetteer.
- Nearest larger cities: Watkins Glen (3 mi); Montour Falls (5 mi); Odessa (6 mi); Dundee (10 mi); Trumansburg (13 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Millport (10 mi); Lodi (14 mi); Dresden (19 mi).
- Smaller neighbours: 9 places smaller than Burdett sit within 50 miles.
- Within 100 miles: 325 places are larger than Burdett.
How lenders reach Burdett
Burdett is lightly settled, with about 346 people per square mile and 88 larger places within 50 miles. Lenders licensed in New York reach Burdett's 333 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Watkins Glen, NY about 3 miles away.
Inside a Burdett personal loan
Most loans made to Burdett's 333 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Burdett can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Burdett loan is knowable in advance — unlike a revolving card balance.
Burdett against the rest of New York
Within New York, Burdett holds roughly 0.0% of all residents, the 560th-largest share among 595 places. For population change between 2020 and 2023, Burdett ranks 584th of 595 in New York (about the 2th percentile). Its roughly 346 residents per square mile place it 574th among New York's places. By land area, its 1.0 square miles rank 424th of 595 places in New York.
The geography behind Burdett
Burdett covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 346 people per square mile. New York, the largest place in New York, is about 193 miles from Burdett. Within 50 miles of Burdett there are 88 larger Census places. Within the same 50 miles lie 9 smaller Census places.
New York consumer-lending rules applied in Burdett
Every row below records a New York rule, its publisher and its retrieval date — the same rules a Burdett lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Criminal usury in the second degree (Penal Law 190.40) | Interest rate exceeding 25% per annum; class E felony Source says: "at a rate exceeding twenty-five per centum per annum or the equivalent rate for a longer or shorter period" | New York State Senate (Open Legislation) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum civil rate (Banking Law 14-a; General Obligations Law 5-501) Source says: "The maximum rate of interest provided for in section 5-501 of the general obligations law shall be sixteen per centum per annum." | New York State Senate (Open Legislation) as of 2026-09-16 |
Common questions
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Nearby places
- Watkins Glen, NY — population 1,788
- Montour Falls, NY — population 1,563
- Odessa, NY — population 540
- Millport, NY — population 279
- Dundee, NY — population 1,688
- Lodi, NY — population 281
- Trumansburg, NY — population 1,681
- Interlaken, NY — population 615