Personal loans in Auburn, NY

Auburn: population, trend and location

What follows is Auburn's place in the Census record, alongside the New York rules that govern a personal loan made here.

• Population: about 25,983, ranked 35th of 595 places in New York (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 3.3% across the 2020-to-2023 comparison.
• Absolute change: 887 residents lost between 2020 and 2023.
• Size percentile: bigger than about 94% of the places in New York, with 25,983 residents in Auburn.
• Density: roughly 3,117 residents per square mile, spread over 8.3 sq mi of land.
• Land area rank: Auburn's 8.3 square miles rank 28th of 595 places in New York.
• Water: Auburn holds about 0.08 square miles, the 160th-largest water area in New York.
• Share of New York: Auburn holds about 0.2% of the state's population, some 25,983 people.
• Nationally: Auburn is the 1,501st-largest of 19,457 Census places in the dataset.
• Growth rank: Auburn ranks 548th among New York's 595 places for the 2020-to-2023 change.
• Against the state trend: Auburn's 3.3% change compares with a New York average of -1.1% across its 595 places.
• Density in New York: Auburn ranks 135th by people per square mile.
• Density in context: Auburn's 3,117 people per square mile sit against a New York median of 1,515.
• Location: the Census Gazetteer records it at 42.9338, -76.5672.
• Nearest larger cities: Syracuse (23 mi); Ithaca (34 mi); Rochester (55 mi); Rome (58 mi); Elmira (59 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Skaneateles (7 mi); Port Byron (8 mi); Weedsport (8 mi).
• Smaller places within 50 miles: 91 of them.
• Larger places within 100 miles: 7.

Inside a Auburn personal loan

Auburn is a smaller city of about 25,983 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Auburn's rank of 35th in New York: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Auburn loan is knowable in advance — unlike a revolving card balance.

New York rules behind a Auburn personal loan

The rows below set out what a licensed lender must follow in New York, and so for Auburn's roughly 25,983 residents.

Land, water and location for Auburn

Auburn covers about 8.3 square miles of land, with 0.08 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 3,117 residents per square mile. The largest place in New York, New York, lies about 207 miles away. Auburn has 2 larger places within a 50-mile radius. Within the same 50 miles lie 91 smaller Census places.

Auburn in state context

Set beside New York's 595 places, Auburn ranks 35th by population and holds about 0.2% of the state total. For population change between 2020 and 2023, Auburn ranks 548th of 595 in New York (about the 8th percentile). By density, at about 3,117 people per square mile, it ranks 135th in New York. In land area, Auburn ranks 28th among New York's 595 places.

Lender access in Auburn

Auburn is a fairly dense community of about 25,983 people, with 2 larger places inside a 50-mile radius. Lenders licensed in New York reach Auburn's 25,983 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Syracuse, NY about 23 miles away.