Personal loans in Manorhaven, NY
Personal loans in Manorhaven are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 6,901 population. By population, Manorhaven sits at 131st in New York, with an estimated 6,901 residents.
Manorhaven shed about 0.8% of its population between the 2020 base and the 2023 estimate. Begin with the payment, then weigh APR and total interest across the lenders that reach Manorhaven's 6,901 residents. The nearest larger metro is Great Neck, NY about 3 miles away. A single loan can carry different costs on either side of a state line, and Manorhaven sits on the New York side of that line.
Manorhaven by the numbers
Only a few things actually differ by place — population, area, location, and the New York rules a lender must follow — and they are below.
- Population: 6,901 residents; Manorhaven is the 131st-largest of 595 places in New York (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 0.8%.
- Net change: roughly 57 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 78% of the places in New York, with 6,901 residents in Manorhaven.
- Population density: 14,714 people per square mile on 0.5 square miles of land.
- By land area: Manorhaven ranks 536th among New York's 595 places, at 0.5 sq mi.
- Water area: Manorhaven has 0.17 square miles of water, ranking 114th of 595 places in New York.
- State share: roughly 0.1% of New York's residents live in Manorhaven (6,901 people).
- National rank: Manorhaven is the 4,024th most populous of the 19,457 Census places covered here.
- Growth rank: Manorhaven's 2020-to-2023 change ranks 188th of 595 places in New York.
- State comparison: New York's places average -1.1% for 2020-to-2023, against Manorhaven's 0.8%.
- Density rank: Manorhaven places 11th among New York's places by people per square mile.
- Against the state median: Manorhaven runs about 14,714 residents per square mile, where the New York median is 1,515.
- Location: it lies at 40.8389, -73.7108 in the Census Gazetteer.
- Nearest larger cities: Great Neck (3 mi); Great Neck Plaza (4 mi); Glen Cove (5 mi); East Hills (5 mi); Williston Park (6 mi). Online lenders reach Manorhaven no matter how far the nearest branch is.
- Smaller places close by: Port Washington North (1 mi); Baxter Estates (1 mi); Sands Point (1 mi).
- Within a 50-mile radius: 148 smaller Census places.
- Larger places within 100 miles: 255.
The state rulebook for Manorhaven
These are New York's sourced lending facts as they reach Manorhaven's 6,901 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum civil rate (Banking Law 14-a; General Obligations Law 5-501) Source says: "The maximum rate of interest provided for in section 5-501 of the general obligations law shall be sixteen per centum per annum." | New York State Senate (Open Legislation) as of 2026-09-16 |
| Payday lending status | Illegal in New York State, in person, by telephone, or over the Internet Source says: "Payday loans are illegal in New York State." | New York State Department of Financial Services as of 2026-09-16 |
Manorhaven against the rest of New York
Among New York's 595 places, Manorhaven sits at 131st for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Manorhaven ranks 188th of 595 in New York (about the 68th percentile). At about 14,714 people per square mile, Manorhaven is the 11th most densely settled place in New York. Within 50 miles sit 148 smaller Census places, alongside the 190 that are larger.
Borrowing reach in Manorhaven
With about 14,714 residents per square mile, Manorhaven is densely built, and 190 larger Census places sit within 50 miles. A New York licence lets a lender serve Manorhaven without a local office, so branch density does not change what its 6,901 residents are offered. For a larger market, the closest option is Great Neck, NY about 3 miles away.
Manorhaven on the map
Inside Manorhaven's boundaries lie roughly 0.5 square miles of land and 0.17 square miles of water. The resulting density is about 14,714 people per square mile. For the state's biggest city, New York, the distance is roughly 17 miles. A 50-mile radius around Manorhaven takes in 190 places that are larger. By land area it ranks 536th of 595 New York places.
Steps to take before a Manorhaven loan
Before you apply in Manorhaven, a community of about 6,901, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the New York licence with the regulator named above before committing.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
None of these steps is Manorhaven-specific: the same New York licensing and disclosure rules reach all 6,901 residents.
Common questions
What are my options in Manorhaven if my credit is poor?
What loan size can I expect in Manorhaven?
Do I have to pledge anything to borrow in Manorhaven?
Does comparing loans in Manorhaven cost me credit score points?
Nearby places
- Port Washington North, NY — population 3,134
- Sands Point, NY — population 2,735
- Baxter Estates, NY — population 1,006
- Plandome Manor, NY — population 801
- Plandome, NY — population 1,452
- Kings Point, NY — population 5,622
- Plandome Heights, NY — population 1,002
- Great Neck, NY — population 11,007