Personal loans in Cohocton, NY

Two households in Cohocton with comparable incomes can still be offered different rates; the city's 718 residents are not the reason. The 2020 count to the 2023 estimate shows about 2.4% decline in Cohocton. Judge Cohocton offers on total cost, not on how quickly the money arrives. The closest larger place is Wayland, NY about 7 miles away.

What the Census records for Cohocton

Cohocton is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: an estimated 718 residents, 475th of 595 places in New York (Census Vintage 2023 subcounty estimate).
• Population trend: A drop of about 2.4% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 18 residents.
• Size percentile: Cohocton sits ahead of around 20% of New York places, at 718 people.
• Population density: 478 people per square mile on 1.5 square miles of land.
• By land area: Cohocton ranks 276th among New York's 595 places, at 1.5 sq mi.
• State share: roughly 0.0% of New York's residents live in Cohocton (718 people).
• Nationally: Cohocton is the 11,678th-largest of 19,457 Census places in the dataset.
• Growth in New York: Cohocton stands 489th by percentage change from 2020 to 2023, among 595 places.
• Versus New York: the state average change is -1.1%, while Cohocton moved 2.4%.
• Density in New York: Cohocton ranks 539th by people per square mile.
• Density in context: Cohocton's 478 people per square mile sit against a New York median of 1,515.
• Location: it lies at 42.4999, -77.5000 in the Census Gazetteer.
• Nearest larger cities: Wayland (7 mi); Avoca (7 mi); Naples (10 mi); Dansville (11 mi); Arkport (12 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller places: Canaseraga (14 mi); Hammondsport (15 mi); Almond (17 mi).
• Smaller neighbours: 26 places smaller than Cohocton sit within 50 miles.
• At 100 miles: 208 larger Census places fall inside that radius.

How Cohocton compares across New York

Cohocton is the 475th-largest of 595 Census places in New York and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Cohocton stands 489th among New York's 595 places — roughly the 18th percentile. By density, at about 478 people per square mile, it ranks 539th in New York. In land area, Cohocton ranks 276th among New York's 595 places.

Where Cohocton sits

The Census Gazetteer records about 1.5 square miles of land within Cohocton, with no significant water area listed. The resulting density is about 478 people per square mile. The largest place in New York, New York, lies about 224 miles away. Counting outward 50 miles, 66 larger communities surround Cohocton. The 100-mile radius contains 208 larger places.

How personal loans work in Cohocton

In Cohocton, a small community of about 718, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Cohocton can be quoted different APRs on the same amount and term. Shortening the term on a Cohocton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

What is available to Cohocton borrowers

Cohocton is lightly settled, with about 478 people per square mile and 66 larger places within 50 miles. Lenders licensed in New York reach Cohocton's 718 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Wayland, NY about 7 miles away.

What New York law requires in Cohocton

These are New York's sourced lending facts as they reach Cohocton's 718 residents; the state has no city-level rate rule.