Personal loans in Spring Valley, NY

What the Census records for Spring Valley

Here is the sourced Census picture for Spring Valley, plus the New York lending rules that apply to a loan taken out here.

• Population: 32,969 — Spring Valley ranks 20th of 595 communities in New York (US Census Bureau, Vintage 2023).
• Population trend: Down about 0.2% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 78 fewer since the 2020 base.
• Size percentile: bigger than about 97% of the places in New York, with 32,969 residents in Spring Valley.
• Density: the Census land area of 2.0 sq mi holds about 16,419 people per square mile.
• Land area rank: Spring Valley's 2.0 square miles rank 211th of 595 places in New York.
• Within New York: about 0.3% of the state's population lives in Spring Valley.
• Nationally: Spring Valley is the 1,207th-largest of 19,457 Census places in the dataset.
• Growth rank: Spring Valley ranks 121st among New York's 595 places for the 2020-to-2023 change.
• Against the state trend: Spring Valley's 0.2% change compares with a New York average of -1.1% across its 595 places.
• Density rank: Spring Valley places 7th among New York's places by people per square mile.
• Against the state median: Spring Valley runs about 16,419 residents per square mile, where the New York median is 1,515.
• Location: latitude 41.1146, longitude -74.0487 (Census Gazetteer).
• Nearest larger cities: Fair Lawn (13 mi); Yonkers (15 mi); Paterson (15 mi); Hackensack (16 mi); White Plains (17 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places close by: Kaser (1 mi); Chestnut Ridge (2 mi); New Square (2 mi).
• Smaller places within 50 miles: 297 of them.
• Within 100 miles: 53 places are larger than Spring Valley.

The New York lending rules that reach Spring Valley

Every row below records a New York rule, its publisher and its retrieval date — the same rules a Spring Valley lender must follow.

How a Spring Valley personal loan is priced

Most loans made to Spring Valley's 32,969 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Spring Valley's rank of 20th in New York: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Spring Valley loan but raises total interest, so the smallest payment is not the cheapest loan.

How lenders reach Spring Valley

Spring Valley is a densely built community of about 32,969 people, with 35 larger places inside a 50-mile radius. Whether Spring Valley has a local branch or not, a New York-licensed lender can serve its 32,969 people online on the same terms. The nearest bigger place is Fair Lawn, NJ about 13 miles away.

Spring Valley on the map

The Census Gazetteer records about 2.0 square miles of land within Spring Valley, with no significant water area listed. With 32,969 residents, the land area yields roughly 16,419 people per square mile. The largest place in New York, New York, lies about 32 miles away. Spring Valley has 35 larger places within a 50-mile radius. The 100-mile radius contains 53 larger places.

Spring Valley against the rest of New York

Against New York's other places, Spring Valley accounts for about 0.3% of the state's population and ranks 20th of 595 by size. Its 2020-to-2023 change ranks 121st of 595 New York places, putting it near the 80th percentile for growth. Its roughly 16,419 residents per square mile place it 7th among New York's places. Within 50 miles sit 297 smaller Census places, alongside the 35 that are larger.