Personal loans in Castile, NY
A 2020-to-2023 comparison shows Castile down by about 1.3%. The roughly 988 people who live in Castile borrow under New York rules; city hall sets no personal-loan rate.
An estimated 988 people make their home in Castile, a figure that ranks 421st in New York. The closest larger city is Perry, NY about 6 miles away. To lend to Castile's 988 residents, a company must hold a New York licence, and each sourced row below names the regulator behind it. Verify the lender's New York licence against the regulator named below before borrowing in Castile.
Local context for Castile
Read the local figures below as context; read the sourced New York table as the rulebook a lender here must follow.
- Population: about 988 people live here, which puts Castile 421st of 595 Census places in New York (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 1.3%.
- People gained or lost: about 13 fewer since the 2020 base.
- Size percentile: Castile's 988 people outrank roughly 29% of the places in New York.
- Population density: about 724 people per square mile (Census land area 1.4 sq mi).
- Land area: Castile covers 1.4 square miles, the 300th-largest area among New York's 595 places.
- State share: roughly 0.0% of New York's residents live in Castile (988 people).
- National rank: Castile sits 10,255th by population among the 19,457 places in this dataset.
- Growth rank: Castile's 2020-to-2023 change ranks 268th of 595 places in New York.
- State comparison: New York's places average -1.1% for 2020-to-2023, against Castile's 1.3%.
- Density rank: Castile places 476th among New York's places by people per square mile.
- Density in context: Castile's 724 people per square mile sit against a New York median of 1,515.
- Location: mapped by the US Census Bureau at 42.6311, -78.0526.
- Nearest larger cities: Perry (6 mi); Nunda (7 mi); Warsaw (9 mi); Mount Morris (11 mi); Geneseo (17 mi). Living near a larger metro rarely changes what is available in Castile.
- Nearest smaller towns: Silver Springs (3 mi); Gainesville (4 mi); Leicester (12 mi).
- Smaller places within 50 miles: 26 of them.
- At 100 miles: 154 larger Census places fall inside that radius.
The Castile borrowing checklist
Before you hand your details to a lender in Castile, where the population is near 988:
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the New York licence with the regulator named above before committing.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
What differs between Castile and the rest of New York is not the process but the borrower's own file, among the 988 people here.
How New York law applies in Castile
When New York does not publish a figure, the row links to the source instead of inventing a number; Castile is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed Lender license required (Banking Law Article 9, sections 340-361); administered via NMLS Source says: "The Department of Financial Services uses the Nationwide Multistate Licensing System and Registry (NMLS) to manage the Licensed Lender License." | New York State Department of Financial Services as of 2026-09-16 |
| Criminal usury in the second degree (Penal Law 190.40) | Interest rate exceeding 25% per annum; class E felony Source says: "at a rate exceeding twenty-five per centum per annum or the equivalent rate for a longer or shorter period" | New York State Senate (Open Legislation) as of 2026-09-16 |
Borrowing reach in Castile
Castile is moderately settled, with about 724 people per square mile and 69 larger places within 50 miles. Distance to a branch rarely matters for Castile's 988 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Perry, NY about 6 miles away.
The geography behind Castile
Inside Castile's boundaries lie about 1.4 square miles of land, with no significant water area recorded. With 988 residents, the land area yields roughly 724 people per square mile. The state's population centre of gravity, New York, is roughly 252 miles away. A 50-mile radius around Castile takes in 69 places that are larger. Within the same 50 miles lie 26 smaller Census places.
Where Castile sits in New York
Within New York, Castile holds roughly 0.0% of all residents, the 421st-largest share among 595 places. On the 2020-to-2023 trend, Castile stands 268th among New York's 595 places — roughly the 55th percentile. By density, at about 724 people per square mile, it ranks 476th in New York. Within 50 miles sit 26 smaller Census places, alongside the 69 that are larger.
Common questions
What are my options in Castile if my credit is poor?
What loan size can I expect in Castile?
Do I have to pledge anything to borrow in Castile?
Does comparing loans in Castile cost me credit score points?
Nearby places
- Silver Springs, NY — population 720
- Gainesville, NY — population 224
- Perry, NY — population 3,584
- Nunda, NY — population 1,151
- Warsaw, NY — population 3,629
- Wyoming, NY — population 378
- Mount Morris, NY — population 2,839
- Leicester, NY — population 456