Personal loans in Lacona, NY

Lacona by the numbers

Here is the sourced Census picture for Lacona, plus the New York lending rules that apply to a loan taken out here.

• Population: an estimated 668 residents, 485th of 595 places in New York (Census Vintage 2023 subcounty estimate).
• Population trend: About 1.0% below the 2020 Census base.
• Net change: roughly 7 fewer people than the 2020 Census counted.
• Size percentile: Lacona sits ahead of around 18% of New York places, at 668 people.
• Density: roughly 601 residents per square mile, spread over 1.1 sq mi of land.
• Land area: Lacona covers 1.1 square miles, the 361st-largest area among New York's 595 places.
• State share: roughly 0.0% of New York's residents live in Lacona (668 people).
• National rank: Lacona is the 11,992nd most populous of the 19,457 Census places covered here.
• Growth in New York: Lacona stands 217th by percentage change from 2020 to 2023, among 595 places.
• Versus New York: the state average change is -1.1%, while Lacona moved 1.0%.
• Density rank: Lacona is the 504th most densely settled place in New York.
• Density vs New York: Lacona's 601 people per square mile compare with a state median of 1,515.
• Location: coordinates 43.6427, -76.0661 (US Census Bureau Gazetteer).
• Nearest larger cities: Pulaski (6 mi); Adams (12 mi); Mexico (15 mi); Sackets Harbor (21 mi); Watertown (24 mi). A branch is convenient; it is not what sets your APR.
• Smaller places nearby: Sandy Creek (1 mi); Mannsville (5 mi); Ellisburg (7 mi).
• Smaller neighbours: 24 places smaller than Lacona sit within 50 miles.
• Larger places within 100 miles: 147.

How a Lacona personal loan is priced

In Lacona, a small community of about 668, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Lacona lender to disclose the APR and finance charge before you sign. Shortening the term on a Lacona loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Lacona's place among New York's 595 places

Lacona is the 485th-largest of 595 Census places in New York and contains about 0.0% of the state's people. For population change between 2020 and 2023, Lacona ranks 217th of 595 in New York (about the 64th percentile). At about 601 people per square mile, Lacona is the 504th most densely settled place in New York. Within 50 miles sit 24 smaller Census places, alongside the 47 that are larger.

Lacona on the map

The Census Gazetteer records about 1.1 square miles of land within Lacona, with no significant water area listed. Spread across it are roughly 601 residents per square mile. New York, the largest place in New York, is about 233 miles from Lacona. Within 50 miles of Lacona there are 47 larger Census places. By land area it ranks 361st of 595 New York places.

Lender access in Lacona

Lacona is a moderately settled community of about 668 people, with 47 larger places inside a 50-mile radius. Whether Lacona has a local branch or not, a New York-licensed lender can serve its 668 people online on the same terms. The nearest bigger place is Pulaski, NY about 6 miles away.

The New York lending rules that reach Lacona

For the roughly 668 residents of Lacona, the rules below are New York's own; each row carries its publisher and retrieval date.