Personal loans in Ravena, NY

Ravena: population, trend and location

What follows is Ravena's place in the Census record, alongside the New York rules that govern a personal loan made here.

• Population: 3,213 residents; Ravena is the 221st-largest of 595 places in New York (US Census Bureau, Vintage 2023).
• Population trend: Down about 1.8% from the 2020 Census base to the 2023 estimate.
• Absolute change: 60 residents lost between 2020 and 2023.
• Size percentile: with 3,213 residents, Ravena is larger than about 63% of New York's Census places.
• Population density: about 2,189 people per square mile across 1.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Ravena's 1.5 square miles rank 280th of 595 places in New York.
• State share: roughly 0.0% of New York's residents live in Ravena (3,213 people).
• National rank: Ravena sits 6,061st by population among the 19,457 places in this dataset.
• Growth rank: Ravena's 2020-to-2023 change ranks 378th of 595 places in New York.
• Against the state trend: Ravena's 1.8% change compares with a New York average of -1.1% across its 595 places.
• Density rank: Ravena is the 203rd most densely settled place in New York.
• Density in context: Ravena's 2,189 people per square mile sit against a New York median of 1,515.
• Location: mapped by the US Census Bureau at 42.4755, -73.8112.
• Nearest larger cities: Rensselaer (12 mi); Albany (13 mi); Hudson (16 mi); Menands (16 mi); Colonie (17 mi). Online lenders reach Ravena no matter how far the nearest branch is.
• Nearest smaller places: Castleton-on-Hudson (5 mi); Kinderhook (8 mi); Valatie (8 mi).
• Smaller neighbours: 51 places smaller than Ravena sit within 50 miles.
• At 100 miles: 117 larger Census places fall inside that radius.

A practical checklist for Ravena borrowers

For Ravena's roughly 3,213 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the New York regulator's records to confirm the lender is licensed here.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Weigh a shorter term's higher payment against the interest it saves.

What differs between Ravena and the rest of New York is not the process but the borrower's own file, among the 3,213 people here.

What is available to Ravena borrowers

At roughly 2,189 people per square mile, Ravena is fairly dense; 22 larger places lie within 50 miles. Distance to a branch rarely matters for Ravena's 3,213 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Rensselaer, NY about 12 miles away.

Where Ravena sits

The Census Gazetteer records about 1.5 square miles of land within Ravena, with no significant water area listed. That land carries about 2,189 people per square mile. The largest place in New York, New York, lies about 125 miles away. Counting outward 50 miles, 22 larger communities surround Ravena. Within the same 50 miles lie 51 smaller Census places.

Where Ravena sits in New York

Among New York's 595 places, Ravena sits at 221st for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Ravena ranks 378th of 595 in New York (about the 36th percentile). By density, at about 2,189 people per square mile, it ranks 203rd in New York. Within 50 miles sit 51 smaller Census places, alongside the 22 that are larger.

What New York law requires in Ravena

For the roughly 3,213 residents of Ravena, the rules below are New York's own; each row carries its publisher and retrieval date.