Personal loans in Holley, NY

Holley: population, trend and location

Read the local figures below as context; read the sourced New York table as the rulebook a lender here must follow.

• Population: about 1,730, ranked 328th of 595 places in New York (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 1.2% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 21 fewer people than the 2020 Census counted.
• Size percentile: Holley sits ahead of around 45% of New York places, at 1,730 people.
• Density: roughly 1,364 residents per square mile, spread over 1.3 sq mi of land.
• By land area: Holley ranks 322nd among New York's 595 places, at 1.3 sq mi.
• Share of state population: Holley's 1,730 residents are about 0.0% of New York.
• National rank: Holley is 8,168th of 19,457 places nationwide.
• Growth in New York: Holley stands 247th by percentage change from 2020 to 2023, among 595 places.
• State comparison: New York's places average -1.1% for 2020-to-2023, against Holley's 1.2%.
• Density rank: Holley places 328th among New York's places by people per square mile.
• Density vs New York: Holley's 1,364 people per square mile compare with a state median of 1,515.
• Location: 43.2247 / -78.0292, per the US Census Bureau Gazetteer.
• Nearest larger cities: Brockport (5 mi); Albion (8 mi); Churchville (11 mi); Spencerport (11 mi); Hilton (13 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities close by: Bergen (11 mi); Elba (13 mi); Lyndonville (19 mi), each with its own Census population profile.
• Smaller neighbours: 20 places smaller than Holley sit within 50 miles.
• At 100 miles: 96 larger Census places fall inside that radius.

The state rulebook for Holley

Read the table as a lender's compliance picture for Holley: the rule, the sourced figure, the publisher and the date.

Borrowing reach in Holley

With about 1,364 residents per square mile, Holley is moderately settled, and 43 larger Census places sit within 50 miles. What is available to Holley's 1,730 borrowers is set by New York licensing and your own credit, not by how many branches are nearby. The nearest larger city, Brockport, NY about 5 miles away.

A practical checklist for Holley borrowers

Before you hand your details to a lender in Holley, where the population is near 1,730:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's New York licence with the regulator listed on this page.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

The process is identical across New York; what changes is your credit file, not the fact that Holley holds 1,730 people.

What shapes a Holley personal loan

Holley is a small community of about 1,730 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Holley's 1,730 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Holley loan is knowable in advance — unlike a revolving card balance.

Holley against the rest of New York

Holley is the 328th-largest of 595 Census places in New York and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 247th of 595 New York places, putting it near the 58th percentile for growth. By density, at about 1,364 people per square mile, it ranks 328th in New York. By land area, its 1.3 square miles rank 322nd of 595 places in New York.