Personal loans in Lyons Falls, NY

The Census estimates 594 residents in Lyons Falls, which ranks it 498th of 595 places in New York. Use the calculator on this page to price an amount and term before you commit in Lyons Falls. Lyons Falls lost roughly 0.5% of its population across the 2020-to-2023 comparison. A lender that serves Lyons Falls operates under New York lending statutes and a New York supervisor. The nearest larger city is Boonville, NY about 10 miles away.

What the Census records for Lyons Falls

Two layers matter for a Lyons Falls borrower: the local population picture and New York's consumer-lending statutes.

• Population: an estimated 594 residents, 498th of 595 places in New York (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 0.5%.
• Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
• Size percentile: roughly 16% of New York places rank below Lyons Falls.
• Land and density: 1.0 square miles of land carry roughly 613 residents per square mile.
• Land area: Lyons Falls covers 1.0 square miles, the 421st-largest area among New York's 595 places.
• Water area rank: Lyons Falls ranks 157th among New York's 595 places, with 0.08 sq mi.
• State population share: Lyons Falls accounts for about 0.0% of everyone in New York.
• National rank: Lyons Falls is 12,472nd of 19,457 places nationwide.
• Growth rank: Lyons Falls ranks 144th among New York's 595 places for the 2020-to-2023 change.
• Versus New York: the state average change is -1.1%, while Lyons Falls moved 0.5%.
• Density in New York: Lyons Falls ranks 501st by people per square mile.
• Against the state median: Lyons Falls runs about 613 residents per square mile, where the New York median is 1,515.
• Location: latitude 43.6170, longitude -75.3616 (Census Gazetteer).
• Nearest larger cities: Boonville (10 mi); Lowville (13 mi); Croghan (19 mi); Copenhagen (25 mi); Camden (27 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Turin (3 mi); Constableville (5 mi); Castorland (20 mi) — useful context for the surrounding area.
• Smaller neighbours: 19 places smaller than Lyons Falls sit within 50 miles.
• Larger places within 100 miles: 160.

What shapes a Lyons Falls personal loan

In Lyons Falls, a small community of about 594, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Lyons Falls's rank of 498th in New York: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Lyons Falls loan but raises total interest, so the smallest payment is not the cheapest loan.

The state rulebook for Lyons Falls

The rows below set out what a licensed lender must follow in New York, and so for Lyons Falls's roughly 594 residents.

What to do before borrowing in Lyons Falls

Complete these steps first when you borrow in Lyons Falls (594 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the New York licence with the regulator named above before committing.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Pick the shortest term whose payment you can comfortably afford.

What differs between Lyons Falls and the rest of New York is not the process but the borrower's own file, among the 594 people here.

How Lyons Falls compares across New York

Among New York's 595 places, Lyons Falls sits at 498th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 144th of 595 New York places, putting it near the 76th percentile for growth. By density, at about 613 people per square mile, it ranks 501st in New York. Between 2020 and 2023 the count changed by roughly 3 residents.

Lender access in Lyons Falls

With about 613 residents per square mile, Lyons Falls is moderately settled, and 47 larger Census places sit within 50 miles. What is available to Lyons Falls's 594 borrowers is set by New York licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Boonville, NY about 10 miles away.