Personal loans in Glen Cove, NY
Glen Cove counts about 27,879 people, and what is genuinely local about borrowing here is limited — New York law does the governing. With 27,879 residents, Glen Cove outranks about 95% of the communities in New York. Verify the lender's New York licence against the regulator named below before borrowing in Glen Cove. A 2020-to-2023 comparison shows Glen Cove down by about 1.7%. A single loan can carry different costs on either side of a state line, and Glen Cove sits on the New York side of that line. The nearest larger metro is New Rochelle, NY about 8 miles away.
Glen Cove: population, trend and location
Here is the sourced Census picture for Glen Cove, plus the New York lending rules that apply to a loan taken out here.
- Population: a Census-estimated 27,879, 31st among New York's 595 places (Vintage 2023).
- Population trend: Roughly 1.7% fewer residents than the 2020 Census counted.
- People gained or lost: about 481 fewer since the 2020 base.
- Size percentile: with 27,879 residents, Glen Cove is larger than about 95% of New York's Census places.
- Population density: about 4,187 people per square mile (Census land area 6.7 sq mi).
- Land area rank: Glen Cove's 6.7 square miles rank 33rd of 595 places in New York.
- Water area rank: Glen Cove ranks 3rd among New York's 595 places, with 12.59 sq mi.
- State population share: Glen Cove accounts for about 0.2% of everyone in New York.
- National standing: Glen Cove ranks 1,403rd of 19,457 US places.
- Growth rank: Glen Cove's 2020-to-2023 change ranks 339th of 595 places in New York.
- Against the state trend: Glen Cove's 1.7% change compares with a New York average of -1.1% across its 595 places.
- Density rank: Glen Cove places 89th among New York's places by people per square mile.
- Density vs New York: Glen Cove's 4,187 people per square mile compare with a state median of 1,515.
- Location: it lies at 40.8848, -73.6448 in the Census Gazetteer.
- Nearest larger cities: New Rochelle (8 mi); Port Chester (8 mi); Mount Vernon (10 mi); Harrison (10 mi); White Plains (11 mi). Lenders licensed in the state serve Glen Cove whether or not they keep a local branch.
- Nearest smaller towns: Lattingtown (3 mi); Sea Cliff (3 mi); Sands Point (4 mi).
- Smaller places within 50 miles: 276 of them.
- Within 100 miles: 67 places are larger than Glen Cove.
What is available to Glen Cove borrowers
At roughly 4,187 people per square mile, Glen Cove is fairly dense; 46 larger places lie within 50 miles. Whether Glen Cove has a local branch or not, a New York-licensed lender can serve its 27,879 people online on the same terms. The nearest larger city, New Rochelle, NY about 8 miles away.
Which New York laws govern a loan in Glen Cove
For the roughly 27,879 residents of Glen Cove, the rules below are New York's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Payday lending status | Illegal in New York State, in person, by telephone, or over the Internet Source says: "Payday loans are illegal in New York State." | New York State Department of Financial Services as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed Lender license required (Banking Law Article 9, sections 340-361); administered via NMLS Source says: "The Department of Financial Services uses the Nationwide Multistate Licensing System and Registry (NMLS) to manage the Licensed Lender License." | New York State Department of Financial Services as of 2026-09-16 |
Where Glen Cove sits
The Census Gazetteer records 6.7 square miles of land and 12.59 square miles of water within Glen Cove. That land carries about 4,187 people per square mile. The largest place in New York, New York, lies about 22 miles away. Counting outward 50 miles, 46 larger communities surround Glen Cove. By land area it ranks 33rd of 595 New York places.
Before you apply in Glen Cove
A sensible order of operations for a loan in Glen Cove, home to about 27,879 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Make sure the lender appears in the New York regulator's licence list.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
None of these steps is Glen Cove-specific: the same New York licensing and disclosure rules reach all 27,879 residents.
Glen Cove's place among New York's 595 places
Among New York's 595 places, Glen Cove sits at 31st for population, a share of roughly 0.2% of the state. For population change between 2020 and 2023, Glen Cove ranks 339th of 595 in New York (about the 43th percentile). Its roughly 4,187 residents per square mile place it 89th among New York's places. By land area, its 6.7 square miles rank 33rd of 595 places in New York.
Common questions
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Nearby places
- Sea Cliff, NY — population 4,995
- Lattingtown, NY — population 1,864
- Old Brookville, NY — population 2,085
- Sands Point, NY — population 2,735
- Matinecock, NY — population 847
- Port Washington North, NY — population 3,134
- Baxter Estates, NY — population 1,006
- Rye, NY — population 16,202