Cities in New Jersey

Every one of the 323 Census places in New Jersey is listed below, biggest first. Each city page carries the New Jersey lending rules that apply to a borrower there, with sources.

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All places in New Jersey

Newark 304,960
Jersey City 291,657
Paterson 156,452
Elizabeth 135,829
Trenton 89,620
Clifton 88,461
Camden 71,100
Bayonne 70,300
East Orange 69,556
Passaic 68,903
Union City 64,462
Vineland 60,797
Hoboken 57,010
New Brunswick 55,846
Perth Amboy 55,249
Plainfield 54,670
West New York 50,754
Hackensack 45,736
Sayreville 45,496
Linden 43,950
Fort Lee 39,700
Kearny 39,370
Atlantic City 38,464
Fair Lawn 35,564
Long Branch 32,745
Garfield 32,456
Westfield 30,559
Princeton 30,289
Rahway 29,813
Englewood 29,624
Bergenfield 28,274
Millville 27,358
Bridgeton 26,763
Paramus 26,282
Ridgewood 26,194
Lodi 25,832
Cliffside Park 25,570
Carteret 25,281
South Plainfield 24,131
Glassboro 23,987
North Plainfield 22,566
Summit 22,344
Roselle 22,342
Lindenwold 21,685
Elmwood Park 21,256
Secaucus 21,005
Pleasantville 20,613
Morristown 20,571
Harrison 20,520
Palisades Park 20,102
Hawthorne 19,496
Point Pleasant 19,429
Tinton Falls 19,354
Rutherford 18,852
Dover 18,435
Dumont 18,234
New Milford 16,889
Madison 16,432
North Arlington 16,370
South River 15,931
Asbury Park 15,391
Phillipsburg 15,328
Tenafly 15,178
Metuchen 14,977
Highland Park 14,959
Fairview 14,927
Hammonton 14,797
Ramsey 14,706
Edgewater 14,678
Hopatcong 14,622
Middlesex 14,461
Collingswood 14,204
Somerville 14,112
Florham Park 14,092
Roselle Park 13,932
Eatontown 13,496
New Providence 13,488
Woodland Park 13,138
Ridgefield Park 13,135
Red Bank 12,779
Oakland 12,680
Haddonfield 12,571
Freehold 12,430
Bound Brook 12,371
Glen Rock 12,076
Hasbrouck Heights 12,030
River Edge 11,995
Wallington 11,825
Bellmawr 11,724
Gloucester City 11,507
Ringwood 11,451
Ridgefield 11,417
Guttenberg 11,365
Ocean City 11,242
Westwood 11,210
Beachwood 11,153
Wanaque 11,048
Franklin Lakes 11,021
Lincoln Park 10,951
Little Ferry 10,914
Pompton Lakes 10,874
Totowa 10,785
Pine Hill 10,783
Manville 10,779
Somers Point 10,465
East Rutherford 10,421
South Amboy 10,237
Wood-Ridge 10,197
Hackettstown 10,125
Waldwick 10,105
Woodbury 10,063
Hillsdale 10,062
Burlington 10,024
Maywood 10,023
Kinnelon 10,009
Matawan 9,704
Keansburg 9,648
Bogota 9,606
Park Ridge 9,440
Montvale 9,361
Leonia 9,303
Chatham 9,275
Ventnor City 9,226
Absecon 9,130
Cresskill 9,118
Clayton 8,948
Pitman 8,880
Caldwell 8,834
Haledon 8,834
Boonton 8,821
Audubon 8,716
North Haledon 8,633
West Long Branch 8,555
Closter 8,544
Upper Saddle River 8,480
Northfield 8,426
Raritan 8,422
Runnemede 8,338
Kenilworth 8,259
Newton 8,240
Oradell 8,188
Dunellen 8,176
Butler 8,133
Spotswood 8,078
Glen Ridge 7,952
Bernardsville 7,837
Fanwood 7,655
Brigantine 7,602
Bloomingdale 7,598
Berlin 7,534
Haddon Heights 7,511
Palmyra 7,489
Wharton 7,346
Washington 7,335
Emerson 7,251
Rumson 7,178
Keyport 7,099
Barrington 7,069
Stratford 7,000
Midland Park 6,970
Milltown 6,968
Linwood 6,957
Mountainside 6,924
Allendale 6,791
Rockaway 6,596
North Caldwell 6,574
Morris Plains 6,538
Watchung 6,434
Carlstadt 6,333
Paulsboro 6,267
Prospect Park 6,219
Roseland 6,168
Oceanport 6,166
Woodcliff Lake 6,122
Fair Haven 6,109
Old Tappan 6,074
Little Silver 6,053
Mount Arlington 5,931
Manasquan 5,877
Hightstown 5,853
Belmar 5,816
Jamesburg 5,735
Norwood 5,729
Union Beach 5,671
Somerdale 5,567
Clementon 5,465
Salem 5,325
Englewood Cliffs 5,321
Margate City 5,162
Garwood 5,161
Wildwood 5,123
Franklin 5,008
Harrington Park 4,990
Mendham 4,970
Brielle 4,920
Flemington 4,902
Point Pleasant Beach 4,897
Penns Grove 4,865
Demarest 4,846
Spring Lake Heights 4,834
Northvale 4,821
South Bound Brook 4,811
Mount Ephraim 4,654
Mountain Lakes 4,608
Neptune City 4,581
Buena 4,489
Egg Harbor City 4,385
Atlantic Highlands 4,383
Magnolia 4,356
Highlands 4,329
Westville 4,317
Medford Lakes 4,291
Ho-Ho-Kus 4,232
Bradley Beach 4,219
Lambertville 4,157
Shrewsbury 4,149
Riverdale 4,105
Bordentown 4,021
Oaklyn 3,940
Merchantville 3,823
South Toms River 3,736
Woodstown 3,728
Tuckerton 3,681
Netcong 3,665
High Bridge 3,592
North Wildwood 3,585
Stanhope 3,575
Saddle River 3,368
Hamburg 3,331
Haworth 3,322
Lawnside 3,301
Monmouth Beach 3,204
Woodbury Heights 3,127
Moonachie 3,108
National Park 3,063
Wildwood Crest 3,063
Woodlynne 2,909
Pennington 2,840
Clinton 2,781
Riverton 2,781
Cape May 2,757
Spring Lake 2,751
Swedesboro 2,741
Lakehurst 2,703
Peapack and Gladstone 2,538
Belvidere 2,536
Beverly 2,514
Seaside Heights 2,486
Helmetta 2,437
East Newark 2,428
Alpha 2,348
Englishtown 2,342
Wenonah 2,309
Ogdensburg 2,293
Gibbsboro 2,239
Pine Beach 2,193
Essex Fells 2,138
Woodbine 2,136
Sea Isle City 2,122
Sussex 2,050
Ocean Gate 1,991
Laurel Springs 1,984
Avon-by-the-Sea 1,933
Hopewell 1,894
Lavallette 1,843
Sea Girt 1,841
Brooklawn 1,813
Folsom 1,813
Newfield 1,798
Alpine 1,750
Allentown 1,724
Island Heights 1,699
Glen Gardner 1,682
Estell Manor 1,679
Chester 1,678
Lebanon 1,670
Lake Como 1,665
Victory Gardens 1,583
Chesilhurst 1,546
Farmingdale 1,491
Frenchtown 1,472
Seaside Park 1,471
Hampton 1,443
Sea Bright 1,425
Pemberton 1,376
Elmer 1,368
Surf City 1,288
Milford 1,222
Avalon 1,218
Ship Bottom 1,114
Port Republic 1,109
Beach Haven 1,069
Califon 1,013
West Cape May 1,003
Audubon Park 990
Bay Head 965
Hi-Nella 928
Far Hills 914
Deal 888
Longport 878
Interlaken 817
Branchville 808
Roosevelt 799
Bloomsbury 796
Stone Harbor 791
Rocky Hill 740
Wrightstown 722
Barnegat Light 652
Andover 603
West Wildwood 542
Fieldsboro 538
Stockton 494
Corbin City 481
Allenhurst 466
Millstone 446
Shiloh 443
Rockleigh 405
Harvey Cedars 397
Mantoloking 332
Cape May Point 299
Loch Arbour 224
Teterboro 71
Tavistock 7

Common questions

What is on a city page, and why does my city have one?

Lending rules are written at the state level, while pricing is decided borrower by borrower. A city page shows both: the sourced rules for your state and the Census context for your area.

Can my rate change because of the city I live in?

Rarely, if ever. A lender licensed in a state applies one pricing model across it. Your rate turns on your credit profile, your income and your debt-to-income ratio — the city does not enter into it.

Cities in New Jersey

All places in New Jersey

Common questions

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