Personal loans in Mount Ephraim, NJ

Price two or three terms so you can see which payment is truly affordable in Mount Ephraim. Mount Ephraim lost roughly 0.1% of its population across the 2020-to-2023 comparison. Rate ceilings, licensing requirements and product limits for Mount Ephraim are all set at the New Jersey level. For a bigger market, look to Bellmawr, NJ about 1 miles away.

Mount Ephraim: the sourced local profile

Here is the sourced Census picture for Mount Ephraim, plus the New Jersey lending rules that apply to a loan taken out here.

• Population: the Census counts 4,654 residents in Mount Ephraim (Vintage 2023 subcounty estimate), the 203rd-largest figure among New Jersey's 323 places.
• Population trend: A loss of roughly 0.1% between 2020 and 2023.
• Absolute change: 3 residents lost between 2020 and 2023.
• Size percentile: about 37% of New Jersey communities are smaller than Mount Ephraim (4,654 residents).
• Population density: about 5,265 people per square mile across 0.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Mount Ephraim covers 0.9 square miles, the 267th-largest area among New Jersey's 323 places.
• Water: Mount Ephraim holds about 0.02 square miles, the 231st-largest water area in New Jersey.
• Within New Jersey: about 0.1% of the state's population lives in Mount Ephraim.
• National rank: Mount Ephraim is the 5,028th most populous of the 19,457 Census places covered here.
• Growth rank: Mount Ephraim ranks 161st among New Jersey's 323 places for the 2020-to-2023 change.
• Versus New Jersey: the state average change is +0.3%, while Mount Ephraim moved 0.1%.
• Density in New Jersey: Mount Ephraim ranks 87th by people per square mile.
• Density in context: Mount Ephraim's 5,265 people per square mile sit against a New Jersey median of 3,448.
• Location: 39.8795 / -75.0918, per the US Census Bureau Gazetteer.
• Nearest larger cities: Bellmawr (1 mi); Audubon (1 mi); Haddon Heights (1 mi); Gloucester City (2 mi); Runnemede (2 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: Audubon Park (1 mi); Brooklawn (2 mi); Oaklyn (2 mi).
• Smaller neighbours: 121 places smaller than Mount Ephraim sit within 50 miles.
• At 100 miles: 346 larger Census places fall inside that radius.

How lenders reach Mount Ephraim

At roughly 5,265 people per square mile, Mount Ephraim is densely built; 91 larger places lie within 50 miles. Lenders licensed in New Jersey reach Mount Ephraim's 4,654 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Bellmawr, NJ about 1 miles away.

Mount Ephraim on the map

Mount Ephraim's land area is about 0.9 square miles; a further 0.02 square miles is water. With 4,654 residents, the land area yields roughly 5,265 people per square mile. The state's population centre of gravity, Newark, is roughly 76 miles away. A 50-mile radius around Mount Ephraim takes in 91 places that are larger. The 100-mile radius contains 346 larger places.

Mount Ephraim in state context

Within New Jersey, Mount Ephraim holds roughly 0.1% of all residents, the 203rd-largest share among 323 places. For population change between 2020 and 2023, Mount Ephraim ranks 161st of 323 in New Jersey (about the 50th percentile). Its roughly 5,265 residents per square mile place it 87th among New Jersey's places. Within 50 miles sit 121 smaller Census places, alongside the 91 that are larger.

How a Mount Ephraim personal loan is priced

With roughly 4,654 residents, Mount Ephraim is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Mount Ephraim's rank of 203rd in New Jersey: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Mount Ephraim loan but raises total interest, so the smallest payment is not the cheapest loan.

New Jersey consumer-lending rules applied in Mount Ephraim

Every row below records a New Jersey rule, its publisher and its retrieval date — the same rules a Mount Ephraim lender must follow.