Personal loans in Bellmawr, NJ
From the 2020 Census base to the 2023 estimate, the population rose by about 0.1%. If you are weighing a personal loan in Bellmawr, start from the payment you can carry; its 11,724 residents face the same statewide rules.
About 11,724 people live in Bellmawr, placing it 89th of 323 Census places in New Jersey. The next larger city is Collingswood, NJ about 3 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Bellmawr's 11,724 residents. If debt is already a strain, a nonprofit credit counsellor can help Bellmawr residents before they take on more.
The Bellmawr data picture
Read the local figures below as context; read the sourced New Jersey table as the rulebook a lender here must follow.
- Population: 11,724 residents; Bellmawr is the 89th-largest of 323 places in New Jersey (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 0.1% since the 2020 count.
- Absolute change: 16 residents added between 2020 and 2023.
- Size percentile: bigger than about 72% of the places in New Jersey, with 11,724 residents in Bellmawr.
- Population density: about 3,929 people per square mile (Census land area 3.0 sq mi).
- Land area: Bellmawr covers 3.0 square miles, the 101st-largest area among New Jersey's 323 places.
- Water: Bellmawr holds about 0.12 square miles, the 127th-largest water area in New Jersey.
- Share of New Jersey: Bellmawr holds about 0.3% of the state's population, some 11,724 people.
- National standing: Bellmawr ranks 2,812th of 19,457 US places.
- Growth rank: Bellmawr ranks 140th among New Jersey's 323 places for the 2020-to-2023 change.
- State comparison: New Jersey's places average +0.3% for 2020-to-2023, against Bellmawr's 0.1%.
- Density in New Jersey: Bellmawr ranks 137th by people per square mile.
- Density vs New Jersey: Bellmawr's 3,929 people per square mile compare with a state median of 3,448.
- Location: 39.8664, -75.0947 (Census Gazetteer coordinates).
- Nearest larger cities: Collingswood (3 mi); Haddonfield (4 mi); Camden (5 mi); Lindenwold (6 mi); Yeadon (10 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities within reach: Mount Ephraim (1 mi); Runnemede (1 mi); Brooklawn (2 mi).
- Within a 50-mile radius: 184 smaller Census places.
- Larger places within 100 miles: 134.
Borrowing reach in Bellmawr
Bellmawr is a fairly dense community of about 11,724 people, with 27 larger places inside a 50-mile radius. Whether Bellmawr has a local branch or not, a New Jersey-licensed lender can serve its 11,724 people online on the same terms. For a larger market, the closest option is Collingswood, NJ about 3 miles away.
Before you apply in Bellmawr
Before you hand your details to a lender in Bellmawr, where the population is near 11,724:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's New Jersey licence with the regulator listed on this page.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
In Bellmawr as elsewhere in New Jersey, the written terms — not the advertisement — are what count for its 11,724 residents.
Bellmawr in state context
Among New Jersey's 323 places, Bellmawr sits at 89th for population, a share of roughly 0.3% of the state. On the 2020-to-2023 trend, Bellmawr stands 140th among New Jersey's 323 places — roughly the 57th percentile. At about 3,929 people per square mile, Bellmawr is the 137th most densely settled place in New Jersey. Between 2020 and 2023 the count changed by roughly 16 residents.
The state rulebook for Bellmawr
Read the table as a lender's compliance picture for Bellmawr: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New Jersey Department of Banking and Insurance (DOBI); Office of Consumer Finance supervises consumer lenders Source says: "The Office of Consumer Finance regulates 16 types of businesses that provide a variety of consumer financial services." | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Criminal usury limits | 30% for non-corporate borrowers; 50% for corporations Source says: "the criminal usury limitation is 50 percent for corporations and 30 percent for non-corporate borrowers" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Civil usury: rates above 6% (agreement not in writing) or above 16% (written contract specifying the rate) Source says: "the civil usury rate is any interest rate greater than 6 percent for an agreement that is not in writing" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
Bellmawr on the map
Inside Bellmawr's boundaries lie roughly 3.0 square miles of land and 0.12 square miles of water. With 11,724 residents, the land area yields roughly 3,929 people per square mile. The largest place in New Jersey, Newark, lies about 77 miles away. Within 50 miles of Bellmawr there are 27 larger Census places. The 100-mile radius contains 134 larger places.
Common questions
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Nearby places
- Mount Ephraim, NJ — population 4,654
- Runnemede, NJ — population 8,338
- Brooklawn, NJ — population 1,813
- Audubon Park, NJ — population 990
- Haddon Heights, NJ — population 7,511
- Audubon, NJ — population 8,716
- Gloucester City, NJ — population 11,507
- Westville, NJ — population 4,317