Personal loans in Brooklawn, NJ
Brooklawn is home to roughly 1,813 people and stands 267th by size out of 323 Census places in New Jersey. Brooklawn is a small community in New Jersey, with an estimated 1,813 residents, and every licensed lender here follows the same state rulebook. Brooklawn added about 0.2% to its population between the 2020 base and the 2023 estimate. Use the calculator on this page to price an amount and term before you commit in Brooklawn. Rate ceilings, licensing requirements and product limits for Brooklawn are all set at the New Jersey level. Borrowers who want a bigger city can look to Gloucester City, NJ about 1 miles away.
What the Census records for Brooklawn
Most of what governs a Brooklawn loan is written in New Jersey law rather than in the city; the sourced notes below make that split concrete.
- Population: 1,813 people, a figure that places Brooklawn 267th among the 323 Census places in New Jersey (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 0.2% since the 2020 count.
- People gained or lost: about 3 more since the 2020 base.
- Size percentile: with 1,813 residents, Brooklawn is larger than about 17% of New Jersey's Census places.
- Population density: about 3,715 people per square mile (Census land area 0.5 sq mi).
- By land area: Brooklawn ranks 303rd among New Jersey's 323 places, at 0.5 sq mi.
- Water area: Brooklawn has 0.04 square miles of water, ranking 195th of 323 places in New Jersey.
- Within New Jersey: about 0.0% of the state's population lives in Brooklawn.
- Nationally: Brooklawn is the 7,981st-largest of 19,457 Census places in the dataset.
- Growth rank: Brooklawn's 2020-to-2023 change ranks 130th of 323 places in New Jersey.
- Versus New Jersey: the state average change is +0.3%, while Brooklawn moved 0.2%.
- Density rank: Brooklawn is the 150th most densely settled place in New Jersey.
- Density in context: Brooklawn's 3,715 people per square mile sit against a New Jersey median of 3,448.
- Location: mapped by the US Census Bureau at 39.8794, -75.1204.
- Nearest larger cities: Gloucester City (1 mi); Westville (1 mi); Mount Ephraim (2 mi); Bellmawr (2 mi); Oaklyn (3 mi). Online lenders reach Brooklawn no matter how far the nearest branch is.
- Smaller places nearby: Audubon Park (2 mi); Tavistock (5 mi); Hi-Nella (6 mi).
- Within a 50-mile radius: 51 smaller Census places.
- At 100 miles: 538 larger Census places fall inside that radius.
Lender access in Brooklawn
Brooklawn is a fairly dense community of about 1,813 people, with 157 larger places inside a 50-mile radius. A New Jersey licence lets a lender serve Brooklawn without a local office, so branch density does not change what its 1,813 residents are offered. The nearest larger city, Gloucester City, NJ about 1 miles away.
What New Jersey law requires in Brooklawn
This table holds the New Jersey rate and licensing rules for consumer loans made to Brooklawn's 1,813 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New Jersey Department of Banking and Insurance (DOBI); Office of Consumer Finance supervises consumer lenders Source says: "The Office of Consumer Finance regulates 16 types of businesses that provide a variety of consumer financial services." | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Civil usury: rates above 6% (agreement not in writing) or above 16% (written contract specifying the rate) Source says: "the civil usury rate is any interest rate greater than 6 percent for an agreement that is not in writing" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Payday lending status | Unlicensed payday lending violates New Jersey's civil and criminal usury rates; payday lenders must be licensed Source says: "out-of-state or foreign entities that have not obtained the required New Jersey license and whose payment terms violate New Jersey's civil and criminal usury rates" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
The geography behind Brooklawn
Brooklawn covers about 0.5 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 3,715 people per square mile. The state's population centre of gravity, Newark, is roughly 77 miles away. A 50-mile radius around Brooklawn takes in 157 places that are larger. By land area it ranks 303rd of 323 New Jersey places.
A pre-application checklist for Brooklawn
Complete these steps first when you borrow in Brooklawn (1,813 residents):
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a New Jersey licence by checking the regulator named above.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
None of these steps is Brooklawn-specific: the same New Jersey licensing and disclosure rules reach all 1,813 residents.
What shapes a Brooklawn personal loan
With roughly 1,813 residents, Brooklawn is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Brooklawn. The term you choose in Brooklawn decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Gloucester City, NJ — population 11,507
- Westville, NJ — population 4,317
- Mount Ephraim, NJ — population 4,654
- Bellmawr, NJ — population 11,724
- Audubon Park, NJ — population 990
- Woodlynne, NJ — population 2,909
- Oaklyn, NJ — population 3,940
- Audubon, NJ — population 8,716