Personal loans in Bayonne, NJ

What the Census records for Bayonne

The figures below are Bayonne's own — Census population, land area and coordinates — followed by the New Jersey rules.

• Population: 70,300 residents; Bayonne is the 8th-largest of 323 places in New Jersey (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 1.9% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 1,388 residents.
• Size percentile: Bayonne's 70,300 people outrank roughly 98% of the places in New Jersey.
• Population density: about 12,077 people per square mile across 5.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Bayonne ranks 49th among New Jersey's 323 places, at 5.8 sq mi.
• Water: Bayonne holds about 5.40 square miles, the 4th-largest water area in New Jersey.
• Within New Jersey: about 1.6% of the state's population lives in Bayonne.
• National standing: Bayonne ranks 534th of 19,457 US places.
• Growth rank: Bayonne ranks 290th among New Jersey's 323 places for the 2020-to-2023 change.
• State comparison: New Jersey's places average +0.3% for 2020-to-2023, against Bayonne's 1.9%.
• Density rank: Bayonne is the 21st most densely settled place in New Jersey.
• Density vs New Jersey: Bayonne's 12,077 people per square mile compare with a state median of 3,448.
• Location: 40.6625, -74.1102 (Census Gazetteer coordinates).
• Nearest larger cities: Jersey City (4 mi); Elizabeth (4 mi); Newark (5 mi); New York (9 mi); Clifton (14 mi). Lenders licensed in the state serve Bayonne whether or not they keep a local branch.
• Nearest smaller towns: Harrison (6 mi); Kearny (6 mi); East Newark (7 mi).
• Within a 50-mile radius: 350 smaller Census places.
• Within 100 miles: 24 places are larger than Bayonne.

Getting a loan in Bayonne

With about 12,077 residents per square mile, Bayonne is densely built, and 12 larger Census places sit within 50 miles. Distance to a branch rarely matters for Bayonne's 70,300 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Jersey City, NJ about 4 miles away.

Bayonne in state context

Bayonne is the 8th-largest of 323 Census places in New Jersey and contains about 1.6% of the state's people. On the 2020-to-2023 trend, Bayonne stands 290th among New Jersey's 323 places — roughly the 10th percentile. Its roughly 12,077 residents per square mile place it 21st among New Jersey's places. In land area, Bayonne ranks 49th among New Jersey's 323 places.

The state rulebook for Bayonne

The rows below set out what a licensed lender must follow in New Jersey, and so for Bayonne's roughly 70,300 residents.

Inside a Bayonne personal loan

In Bayonne, a mid-sized city of about 70,300, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Bayonne. Because the payment is fixed, the total cost of a Bayonne loan is knowable in advance — unlike a revolving card balance.

Bayonne: area, density and distance

The Census Gazetteer records 5.8 square miles of land and 5.40 square miles of water within Bayonne. That land carries about 12,077 people per square mile. The state's population centre of gravity, Newark, is roughly 5 miles away. Bayonne has 12 larger places within a 50-mile radius. By land area it ranks 49th of 323 New Jersey places.