Personal loans in West Long Branch, NJ

West Long Branch is a small town in New Jersey, with an estimated 8,555 residents, and every licensed lender here follows the same state rulebook. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a West Long Branch loan. State law, not city hall, decides what a lender may do to West Long Branch's roughly 8,555 residents, and a state regulator supervises it. The closest larger place is Long Branch, NJ about 2 miles away.

West Long Branch: population, trend and location

What follows is West Long Branch's place in the Census record, alongside the New Jersey rules that govern a personal loan made here.

• Population: 8,555 residents; West Long Branch is the 133rd-largest of 323 places in New Jersey (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 0.4% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 36 residents.
• Size percentile: roughly 59% of New Jersey's places have fewer residents than West Long Branch's 8,555.
• Population density: about 2,995 people per square mile across 2.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: West Long Branch's 2.9 square miles rank 107th of 323 places in New Jersey.
• Water area: West Long Branch has 0.04 square miles of water, ranking 201st of 323 places in New Jersey.
• Share of state population: West Long Branch's 8,555 residents are about 0.2% of New Jersey.
• Nationally: West Long Branch is the 3,509th-largest of 19,457 Census places in the dataset.
• Growth in New Jersey: West Long Branch stands 187th by percentage change from 2020 to 2023, among 323 places.
• State comparison: New Jersey's places average +0.3% for 2020-to-2023, against West Long Branch's 0.4%.
• Density in New Jersey: West Long Branch ranks 176th by people per square mile.
• Against the state median: West Long Branch runs about 2,995 residents per square mile, where the New Jersey median is 3,448.
• Location: it lies at 40.2879, -74.0200 in the Census Gazetteer.
• Nearest larger cities: Long Branch (2 mi); Eatontown (2 mi); Tinton Falls (4 mi); Asbury Park (5 mi); Red Bank (5 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Oceanport (2 mi); Deal (3 mi); Shrewsbury (3 mi) — useful context for the surrounding area.
• Smaller neighbours: 165 places smaller than West Long Branch sit within 50 miles.
• Within 100 miles: 218 places are larger than West Long Branch.

Getting a loan in West Long Branch

At roughly 2,995 people per square mile, West Long Branch is fairly dense; 122 larger places lie within 50 miles. Distance to a branch rarely matters for West Long Branch's 8,555 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Long Branch, NJ about 2 miles away.

The state rulebook for West Long Branch

Read the table as a lender's compliance picture for West Long Branch: the rule, the sourced figure, the publisher and the date.

West Long Branch on the map

The Census Gazetteer records 2.9 square miles of land and 0.04 square miles of water within West Long Branch. The resulting density is about 2,995 people per square mile. The state's population centre of gravity, Newark, is roughly 31 miles away. Within 50 miles of West Long Branch there are 122 larger Census places. By land area it ranks 107th of 323 New Jersey places.

What shapes a West Long Branch personal loan

West Long Branch is a small town of about 8,555 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in West Long Branch can be quoted different APRs on the same amount and term. The term you choose in West Long Branch decides the split between a comfortable payment and the total interest you pay.

How West Long Branch compares across New Jersey

West Long Branch is the 133rd-largest of 323 Census places in New Jersey and contains about 0.2% of the state's people. Its 2020-to-2023 change ranks 187th of 323 New Jersey places, putting it near the 42th percentile for growth. At about 2,995 people per square mile, West Long Branch is the 176th most densely settled place in New Jersey. Within 50 miles sit 165 smaller Census places, alongside the 122 that are larger.