Personal loans in Burlington, NJ
The first question in Burlington is not the rate on offer but whether the payment fits; about 10,024 people live here under New Jersey lending law.
The Census counts 10,024 people in Burlington, the 113th-largest figure among New Jersey's 323 places. Population in Burlington climbed about 2.9% over the three years from 2020 to 2023. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Burlington's 10,024 residents. For a community of about 10,024, the practical step is to compare APR across at least three lenders before committing. A larger market lies at Trenton, NJ about 11 miles away.
Burlington: population, trend and location
What follows is Burlington's place in the Census record, alongside the New Jersey rules that govern a personal loan made here.
- Population: about 10,024, ranked 113th of 323 places in New Jersey (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 2.9% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 284 residents.
- Size percentile: about 65% of New Jersey's Census places are smaller than Burlington.
- Density: roughly 3,303 residents per square mile, spread over 3.0 sq mi of land.
- By land area: Burlington ranks 100th among New Jersey's 323 places, at 3.0 sq mi.
- Water: Burlington holds about 0.72 square miles, the 42nd-largest water area in New Jersey.
- State share: roughly 0.2% of New Jersey's residents live in Burlington (10,024 people).
- National rank: Burlington is the 3,154th most populous of the 19,457 Census places covered here.
- Growth rank: Burlington ranks 25th among New Jersey's 323 places for the 2020-to-2023 change.
- Versus New Jersey: the state average change is +0.3%, while Burlington moved 2.9%.
- Density rank: Burlington places 167th among New Jersey's places by people per square mile.
- Density in context: Burlington's 3,303 people per square mile sit against a New Jersey median of 3,448.
- Location: mapped by the US Census Bureau at 40.0788, -74.8525.
- Nearest larger cities: Trenton (11 mi); Philadelphia (16 mi); Haddonfield (16 mi); Collingswood (16 mi); Camden (17 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller towns nearby: Bristol (2 mi); Beverly (4 mi); Tullytown (5 mi).
- Within a 50-mile radius: 220 smaller Census places.
- At 100 miles: 194 larger Census places fall inside that radius.
What shapes a Burlington personal loan
Burlington is a small town of about 10,024 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Burlington lender to disclose the APR and finance charge before you sign. The term you choose in Burlington decides the split between a comfortable payment and the total interest you pay.
What is available to Burlington borrowers
With about 3,303 residents per square mile, Burlington is fairly dense, and 58 larger Census places sit within 50 miles. What is available to Burlington's 10,024 borrowers is set by New Jersey licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Trenton, NJ about 11 miles away.
Burlington: area, density and distance
Burlington's land area is about 3.0 square miles; a further 0.72 square miles is water. That land carries about 3,303 people per square mile. The state's population centre of gravity, Newark, is roughly 57 miles away. Counting outward 50 miles, 58 larger communities surround Burlington. The 100-mile radius contains 194 larger places.
New Jersey consumer-lending rules applied in Burlington
The rows below set out what a licensed lender must follow in New Jersey, and so for Burlington's roughly 10,024 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New Jersey Department of Banking and Insurance (DOBI); Office of Consumer Finance supervises consumer lenders Source says: "The Office of Consumer Finance regulates 16 types of businesses that provide a variety of consumer financial services." | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Criminal usury limits | 30% for non-corporate borrowers; 50% for corporations Source says: "the criminal usury limitation is 50 percent for corporations and 30 percent for non-corporate borrowers" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Civil usury: rates above 6% (agreement not in writing) or above 16% (written contract specifying the rate) Source says: "the civil usury rate is any interest rate greater than 6 percent for an agreement that is not in writing" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
How Burlington compares across New Jersey
Within New Jersey, Burlington holds roughly 0.2% of all residents, the 113th-largest share among 323 places. On the 2020-to-2023 trend, Burlington stands 25th among New Jersey's 323 places — roughly the 92th percentile. Its roughly 3,303 residents per square mile place it 167th among New Jersey's places. Within 50 miles sit 220 smaller Census places, alongside the 58 that are larger.
Common questions
What are my options in Burlington if my credit is poor?
What loan size can I expect in Burlington?
Do I have to pledge anything to borrow in Burlington?
Does comparing loans in Burlington cost me credit score points?
Nearby places
- Bristol, PA — population 9,876
- Beverly, NJ — population 2,514
- Tullytown, PA — population 2,250
- Hulmeville, PA — population 981
- Penndel, PA — population 2,515
- Langhorne Manor, PA — population 1,491
- Langhorne, PA — population 1,624
- Fieldsboro, NJ — population 538