Personal loans in Haworth, NJ

What the Census records for Haworth

Set out below is Haworth's local context next to the state-level rules that reach every lender here.

• Population: about 3,322, ranked 230th of 323 places in New Jersey (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 0.6% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 19 residents.
• Size percentile: roughly 29% of New Jersey's places have fewer residents than Haworth's 3,322.
• Density: the Census land area of 1.9 sq mi holds about 1,715 people per square mile.
• By land area: Haworth ranks 164th among New Jersey's 323 places, at 1.9 sq mi.
• Water area rank: Haworth ranks 77th among New Jersey's 323 places, with 0.40 sq mi.
• State share: roughly 0.1% of New Jersey's residents live in Haworth (3,322 people).
• National standing: Haworth ranks 5,969th of 19,457 US places.
• Growth rank: Haworth ranks 201st among New Jersey's 323 places for the 2020-to-2023 change.
• Versus New Jersey: the state average change is +0.3%, while Haworth moved 0.6%.
• Density rank: Haworth is the 247th most densely settled place in New Jersey.
• Density vs New Jersey: Haworth's 1,715 people per square mile compare with a state median of 3,448.
• Location: latitude 40.9627, longitude -73.9975 (Census Gazetteer).
• Nearest larger cities: Dumont (1 mi); Emerson (2 mi); Oradell (2 mi); Closter (2 mi); Harrington Park (2 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: Rockleigh (4 mi); Alpine (4 mi); Piermont (7 mi).
• Within a 50-mile radius: 93 smaller Census places.
• Within 100 miles: 408 places are larger than Haworth.

A practical checklist for Haworth borrowers

Complete these steps first when you borrow in Haworth (3,322 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Make sure the lender appears in the New Jersey regulator's licence list.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Weigh a shorter term's higher payment against the interest it saves.

None of these steps is Haworth-specific: the same New Jersey licensing and disclosure rules reach all 3,322 residents.

Land, water and location for Haworth

Haworth covers about 1.9 square miles of land, with 0.40 square miles of water inside its boundaries (Census Gazetteer). With 3,322 residents, the land area yields roughly 1,715 people per square mile. Newark, the largest place in New Jersey, is about 19 miles from Haworth. Haworth has 259 larger places within a 50-mile radius. By land area it ranks 164th of 323 New Jersey places.

What a Haworth borrower is actually offered

A Haworth personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 3,322 residents. A lender serving Haworth's 3,322 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Haworth loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The New Jersey lending rules that reach Haworth

Below are the New Jersey rules that apply to a loan made in Haworth, each with the regulator that issued it.

Where Haworth sits in New Jersey

Among New Jersey's 323 places, Haworth sits at 230th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 201st of 323 New Jersey places, putting it near the 38th percentile for growth. By density, at about 1,715 people per square mile, it ranks 247th in New Jersey. Within 50 miles sit 93 smaller Census places, alongside the 259 that are larger.