Personal loans in Hampton, NJ
Hampton is home to roughly 1,443 people and stands 283rd by size out of 323 Census places in New Jersey.
A lender serving Hampton holds a New Jersey licence and answers to a New Jersey regulator; no city office is involved for its 1,443 residents. Hampton added about 0.2% to its population between the 2020 base and the 2023 estimate. Work out your debt-to-income ratio first; lenders weigh it heavily, and Hampton's 1,443 residents are no exception. Consumer lending that reaches Hampton's 1,443 residents is governed by New Jersey statute; no city ordinance changes it. The next larger city is Glen Gardner, NJ about 2 miles away.
Where Hampton stands
Here is the sourced Census picture for Hampton, plus the New Jersey lending rules that apply to a loan taken out here.
- Population: an estimated 1,443 residents, 283rd of 323 places in New Jersey (Census Vintage 2023 subcounty estimate).
- Population trend: About 0.2% above the 2020 Census base.
- Absolute change: 3 residents added between 2020 and 2023.
- Size percentile: with 1,443 residents, Hampton is larger than about 12% of New Jersey's Census places.
- Population density: about 959 people per square mile across 1.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Hampton covers 1.5 square miles, the 199th-largest area among New Jersey's 323 places.
- Water area rank: Hampton ranks 254th among New Jersey's 323 places, with 0.01 sq mi.
- Share of state population: Hampton's 1,443 residents are about 0.0% of New Jersey.
- National rank: Hampton is 8,831st of 19,457 places nationwide.
- Growth rank: Hampton ranks 125th among New Jersey's 323 places for the 2020-to-2023 change.
- State comparison: New Jersey's places average +0.3% for 2020-to-2023, against Hampton's 0.2%.
- Density rank: Hampton is the 286th most densely settled place in New Jersey.
- Density vs New Jersey: Hampton's 959 people per square mile compare with a state median of 3,448.
- Location: 40.7046, -74.9715 (Census Gazetteer coordinates).
- Nearest larger cities: Glen Gardner (2 mi); Washington (4 mi); High Bridge (5 mi); Clinton (6 mi); Lebanon (8 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Bloomsbury (6 mi); Califon (7 mi); Milford (11 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 40 smaller Census places.
- At 100 miles: 663 larger Census places fall inside that radius.
Hampton against the rest of New Jersey
Within New Jersey, Hampton holds roughly 0.0% of all residents, the 283rd-largest share among 323 places. For population change between 2020 and 2023, Hampton ranks 125th of 323 in New Jersey (about the 61th percentile). At about 959 people per square mile, Hampton is the 286th most densely settled place in New Jersey. Within 50 miles sit 40 smaller Census places, alongside the 221 that are larger.
The anatomy of a Hampton personal loan
A Hampton personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,443 residents. A lender serving Hampton's 1,443 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Hampton decides the split between a comfortable payment and the total interest you pay.
New Jersey consumer-lending rules applied in Hampton
This table holds the New Jersey rate and licensing rules for consumer loans made to Hampton's 1,443 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New Jersey Department of Banking and Insurance (DOBI); Office of Consumer Finance supervises consumer lenders Source says: "The Office of Consumer Finance regulates 16 types of businesses that provide a variety of consumer financial services." | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Payday lending status | Unlicensed payday lending violates New Jersey's civil and criminal usury rates; payday lenders must be licensed Source says: "out-of-state or foreign entities that have not obtained the required New Jersey license and whose payment terms violate New Jersey's civil and criminal usury rates" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lender license required for loans of $50,000 or less for personal, family, or household purposes (N.J.S.A. 17:11C-1 et seq.) Source says: "A consumer lender license is required for the making of a loan that is to be used primarily for personal, family or household purposes" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
Hampton on the map
Inside Hampton's boundaries lie roughly 1.5 square miles of land and 0.01 square miles of water. Spread across it are roughly 959 residents per square mile. The largest place in New Jersey, Newark, lies about 42 miles away. Within 50 miles of Hampton there are 221 larger Census places. By land area it ranks 199th of 323 New Jersey places.
Borrowing reach in Hampton
At roughly 959 people per square mile, Hampton is moderately settled; 221 larger places lie within 50 miles. What is available to Hampton's 1,443 borrowers is set by New Jersey licensing and your own credit, not by how many branches are nearby. The nearest larger city, Glen Gardner, NJ about 2 miles away.
Common questions
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Nearby places
- Glen Gardner, NJ — population 1,682
- Washington, NJ — population 7,335
- Clinton, NJ — population 2,781
- High Bridge, NJ — population 3,592
- Bloomsbury, NJ — population 796
- Califon, NJ — population 1,013
- Lebanon, NJ — population 1,670
- Belvidere, NJ — population 2,536