Personal loans in Manville, NJ

If you are weighing a personal loan in Manville, start from the payment you can carry; its 10,779 residents face the same statewide rules. Which products a lender may offer to Manville's 10,779 residents follows from the New Jersey consumer-lending framework. At about 10,779 residents, Manville is larger than roughly 68% of the places in New Jersey. Verify the lender's New Jersey licence against the regulator named below before borrowing in Manville. The 2020 count to the 2023 estimate shows about 1.6% decline in Manville. Borrowers who want a bigger city can look to Somerville, NJ about 2 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Where Manville stands

Manville is a small town; the notes below cover its population profile and the statewide rules that apply.

Manville against the rest of New Jersey

Set beside New Jersey's 323 places, Manville ranks 104th by population and holds about 0.2% of the state total. For population change between 2020 and 2023, Manville ranks 285th of 323 in New Jersey (about the 12th percentile). At about 4,565 people per square mile, Manville is the 99th most densely settled place in New Jersey. In land area, Manville ranks 129th among New Jersey's 323 places.

Manville: area, density and distance

Manville covers about 2.4 square miles of land, with 0.09 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 4,565 residents per square mile. The largest place in New Jersey, Newark, lies about 25 miles away. Counting outward 50 miles, 108 larger communities surround Manville. The 100-mile radius contains 181 larger places.

Steps to take before a Manville loan

Before you hand your details to a lender in Manville, where the population is near 10,779:

  1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Shop at least three lenders and judge them on APR and total cost.
  4. Verify the lender's New Jersey licence with the regulator listed on this page.
  5. Test the payment against your current bills before you commit.
  6. Pick the shortest term whose payment you can comfortably afford.
  7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

The process is identical across New Jersey; what changes is your credit file, not the fact that Manville holds 10,779 people.

What New Jersey law requires in Manville

Every row below records a New Jersey rule, its publisher and its retrieval date — the same rules a Manville lender must follow.

RuleDetailSource
State lending regulatorNew Jersey Department of Banking and Insurance (DOBI); Office of Consumer Finance supervises consumer lenders
Source says: "The Office of Consumer Finance regulates 16 types of businesses that provide a variety of consumer financial services."
New Jersey Department of Banking and Insurance
as of 2026-09-16
Criminal usury limits30% for non-corporate borrowers; 50% for corporations
Source says: "the criminal usury limitation is 50 percent for corporations and 30 percent for non-corporate borrowers"
New Jersey Department of Banking and Insurance
as of 2026-09-16
Maximum legal interest rate (usury cap)Civil usury: rates above 6% (agreement not in writing) or above 16% (written contract specifying the rate)
Source says: "the civil usury rate is any interest rate greater than 6 percent for an agreement that is not in writing"
New Jersey Department of Banking and Insurance
as of 2026-09-16

Borrowing reach in Manville

Manville is fairly dense, with about 4,565 people per square mile and 108 larger places within 50 miles. Whether Manville has a local branch or not, a New Jersey-licensed lender can serve its 10,779 people online on the same terms. The nearest larger city, Somerville, NJ about 2 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Manville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Manville is the same as anywhere in New Jersey.
What loan size can I expect in Manville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Manville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Manville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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