Personal loans in Manville, NJ
If you are weighing a personal loan in Manville, start from the payment you can carry; its 10,779 residents face the same statewide rules. Which products a lender may offer to Manville's 10,779 residents follows from the New Jersey consumer-lending framework. At about 10,779 residents, Manville is larger than roughly 68% of the places in New Jersey. Verify the lender's New Jersey licence against the regulator named below before borrowing in Manville. The 2020 count to the 2023 estimate shows about 1.6% decline in Manville. Borrowers who want a bigger city can look to Somerville, NJ about 2 miles away.
Where Manville stands
Manville is a small town; the notes below cover its population profile and the statewide rules that apply.
- Population: about 10,779 people live here, which puts Manville 104th of 323 Census places in New Jersey (Vintage 2023).
- Population trend: A drop of about 1.6% from 2020 to 2023.
- Net change: roughly 180 fewer people than the 2020 Census counted.
- Size percentile: with 10,779 residents, Manville is larger than about 68% of New Jersey's Census places.
- Population density: about 4,565 people per square mile across 2.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Manville's 2.4 square miles rank 129th of 323 places in New Jersey.
- Water area: Manville has 0.09 square miles of water, ranking 146th of 323 places in New Jersey.
- State population share: Manville accounts for about 0.2% of everyone in New Jersey.
- Nationally: Manville is the 2,993rd-largest of 19,457 Census places in the dataset.
- Growth rank: Manville ranks 285th among New Jersey's 323 places for the 2020-to-2023 change.
- Against the state trend: Manville's 1.6% change compares with a New Jersey average of +0.3% across its 323 places.
- Density rank: Manville is the 99th most densely settled place in New Jersey.
- Against the state median: Manville runs about 4,565 residents per square mile, where the New Jersey median is 3,448.
- Location: 40.5413, -74.5893 (US Census Bureau Gazetteer).
- Nearest larger cities: Somerville (2 mi); Bound Brook (3 mi); Middlesex (5 mi); New Brunswick (8 mi); Highland Park (9 mi). Living near a larger metro rarely changes what is available in Manville.
- Nearest smaller places: Millstone (3 mi); South Bound Brook (3 mi); Raritan (4 mi).
- Smaller neighbours: 252 places smaller than Manville sit within 50 miles.
- Larger places within 100 miles: 181.
Manville against the rest of New Jersey
Set beside New Jersey's 323 places, Manville ranks 104th by population and holds about 0.2% of the state total. For population change between 2020 and 2023, Manville ranks 285th of 323 in New Jersey (about the 12th percentile). At about 4,565 people per square mile, Manville is the 99th most densely settled place in New Jersey. In land area, Manville ranks 129th among New Jersey's 323 places.
Manville: area, density and distance
Manville covers about 2.4 square miles of land, with 0.09 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 4,565 residents per square mile. The largest place in New Jersey, Newark, lies about 25 miles away. Counting outward 50 miles, 108 larger communities surround Manville. The 100-mile radius contains 181 larger places.
Steps to take before a Manville loan
Before you hand your details to a lender in Manville, where the population is near 10,779:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's New Jersey licence with the regulator listed on this page.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
The process is identical across New Jersey; what changes is your credit file, not the fact that Manville holds 10,779 people.
What New Jersey law requires in Manville
Every row below records a New Jersey rule, its publisher and its retrieval date — the same rules a Manville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New Jersey Department of Banking and Insurance (DOBI); Office of Consumer Finance supervises consumer lenders Source says: "The Office of Consumer Finance regulates 16 types of businesses that provide a variety of consumer financial services." | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Criminal usury limits | 30% for non-corporate borrowers; 50% for corporations Source says: "the criminal usury limitation is 50 percent for corporations and 30 percent for non-corporate borrowers" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Civil usury: rates above 6% (agreement not in writing) or above 16% (written contract specifying the rate) Source says: "the civil usury rate is any interest rate greater than 6 percent for an agreement that is not in writing" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
Borrowing reach in Manville
Manville is fairly dense, with about 4,565 people per square mile and 108 larger places within 50 miles. Whether Manville has a local branch or not, a New Jersey-licensed lender can serve its 10,779 people online on the same terms. The nearest larger city, Somerville, NJ about 2 miles away.
Common questions
What are my options in Manville if my credit is poor?
What loan size can I expect in Manville?
Do I have to pledge anything to borrow in Manville?
Does comparing loans in Manville cost me credit score points?
Nearby places
- Somerville, NJ — population 14,112
- Millstone, NJ — population 446
- Bound Brook, NJ — population 12,371
- South Bound Brook, NJ — population 4,811
- Raritan, NJ — population 8,422
- Middlesex, NJ — population 14,461
- Dunellen, NJ — population 8,176
- Rocky Hill, NJ — population 740