Personal loans in Carteret, NJ

Carteret by the numbers

Read the local figures below as context; read the sourced New Jersey table as the rulebook a lender here must follow.

• Population: 25,281 residents; Carteret is the 38th-largest of 323 places in New Jersey (US Census Bureau, Vintage 2023).
• Population trend: Roughly 0.2% fewer residents than the 2020 Census counted.
• People gained or lost: about 50 fewer since the 2020 base.
• Size percentile: bigger than about 88% of the places in New Jersey, with 25,281 residents in Carteret.
• Density: roughly 5,757 residents per square mile, spread over 4.4 sq mi of land.
• Land area rank: Carteret's 4.4 square miles rank 66th of 323 places in New Jersey.
• Water: Carteret holds about 0.54 square miles, the 62nd-largest water area in New Jersey.
• State population share: Carteret accounts for about 0.6% of everyone in New Jersey.
• Nationally: Carteret is the 1,549th-largest of 19,457 Census places in the dataset.
• Growth rank: Carteret ranks 172nd among New Jersey's 323 places for the 2020-to-2023 change.
• State comparison: New Jersey's places average +0.3% for 2020-to-2023, against Carteret's 0.2%.
• Density in New Jersey: Carteret ranks 79th by people per square mile.
• Against the state median: Carteret runs about 5,757 residents per square mile, where the New Jersey median is 3,448.
• Location: coordinates 40.5838, -74.2275 (US Census Bureau Gazetteer).
• Nearest larger cities: Linden (3 mi); Rahway (3 mi); Perth Amboy (5 mi); Elizabeth (6 mi); Westfield (8 mi). Larger metros often have more branches, but online lenders reach Carteret on the same terms.
• Nearest smaller towns: Roselle (5 mi); Roselle Park (6 mi); Garwood (7 mi).
• Smaller neighbours: 318 places smaller than Carteret sit within 50 miles.
• Within 100 miles: 79 places are larger than Carteret.

Carteret in state context

Carteret is the 38th-largest of 323 Census places in New Jersey and contains about 0.6% of the state's people. Its 2020-to-2023 change ranks 172nd of 323 New Jersey places, putting it near the 47th percentile for growth. By density, at about 5,757 people per square mile, it ranks 79th in New Jersey. In land area, Carteret ranks 66th among New Jersey's 323 places.

Lender access in Carteret

At roughly 5,757 people per square mile, Carteret is densely built; 49 larger places lie within 50 miles. A New Jersey licence lets a lender serve Carteret without a local office, so branch density does not change what its 25,281 residents are offered. For a larger market, the closest option is Linden, NJ about 3 miles away.

The New Jersey lending rules that reach Carteret

Below are the New Jersey rules that apply to a loan made in Carteret, each with the regulator that issued it.

The anatomy of a Carteret personal loan

With roughly 25,281 residents, Carteret is a smaller city; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Carteret can be quoted different APRs on the same amount and term. Shortening the term on a Carteret loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The geography behind Carteret

Carteret's land area is about 4.4 square miles; a further 0.54 square miles is water. Spread across it are roughly 5,757 residents per square mile. The largest place in New Jersey, Newark, lies about 10 miles away. Carteret has 49 larger places within a 50-mile radius. Within the same 50 miles lie 318 smaller Census places.