Personal loans in Franklin Lakes, NJ

Where Franklin Lakes stands

Here is the sourced Census picture for Franklin Lakes, plus the New Jersey lending rules that apply to a loan taken out here.

• Population: 11,021 residents; Franklin Lakes is the 98th-largest of 323 places in New Jersey (US Census Bureau, Vintage 2023).
• Population trend: Roughly 0.5% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 59 residents.
• Size percentile: bigger than about 70% of the places in New Jersey, with 11,021 residents in Franklin Lakes.
• Population density: about 1,171 people per square mile across 9.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Franklin Lakes ranks 20th among New Jersey's 323 places, at 9.4 sq mi.
• Water area rank: Franklin Lakes ranks 67th among New Jersey's 323 places, with 0.47 sq mi.
• Share of New Jersey: Franklin Lakes holds about 0.2% of the state's population, some 11,021 people.
• National rank: Franklin Lakes is the 2,938th most populous of the 19,457 Census places covered here.
• Growth rank: Franklin Lakes ranks 197th among New Jersey's 323 places for the 2020-to-2023 change.
• Versus New Jersey: the state average change is +0.3%, while Franklin Lakes moved 0.5%.
• Density in New Jersey: Franklin Lakes ranks 270th by people per square mile.
• Density vs New Jersey: Franklin Lakes's 1,171 people per square mile compare with a state median of 3,448.
• Location: mapped by the US Census Bureau at 41.0075, -74.2057.
• Nearest larger cities: Oakland (2 mi); Hawthorne (4 mi); Ramsey (5 mi); Wanaque (5 mi); Ridgewood (5 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: North Haledon (3 mi); Midland Park (3 mi); Allendale (4 mi).
• Smaller neighbours: 232 places smaller than Franklin Lakes sit within 50 miles.
• At 100 miles: 162 larger Census places fall inside that radius.

Franklin Lakes in state context

Against New Jersey's other places, Franklin Lakes accounts for about 0.2% of the state's population and ranks 98th of 323 by size. On the 2020-to-2023 trend, Franklin Lakes stands 197th among New Jersey's 323 places — roughly the 39th percentile. By density, at about 1,171 people per square mile, it ranks 270th in New Jersey. Between 2020 and 2023 the count changed by roughly 59 residents.

The New Jersey lending rules that reach Franklin Lakes

These are New Jersey's sourced lending facts as they reach Franklin Lakes's 11,021 residents; the state has no city-level rate rule.

Getting a loan in Franklin Lakes

Franklin Lakes is moderately settled, with about 1,171 people per square mile and 112 larger places within 50 miles. Distance to a branch rarely matters for Franklin Lakes's 11,021 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Oakland, NJ about 2 miles away.

Where Franklin Lakes sits

Inside Franklin Lakes's boundaries lie roughly 9.4 square miles of land and 0.47 square miles of water. That land carries about 1,171 people per square mile. For the state's biggest city, Newark, the distance is roughly 20 miles. A 50-mile radius around Franklin Lakes takes in 112 places that are larger. Within the same 50 miles lie 232 smaller Census places.

How personal loans work in Franklin Lakes

In Franklin Lakes, a small town of about 11,021, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Franklin Lakes's 11,021 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Franklin Lakes loan but raises total interest, so the smallest payment is not the cheapest loan.