Personal loans in Bordentown, NJ
The Census estimates 4,021 residents in Bordentown, which ranks it 218th of 323 places in New Jersey. Bordentown is a small community of about 4,021 residents, and a personal loan taken out here is governed by New Jersey statute. If debt is already a strain, a nonprofit credit counsellor can help Bordentown residents before they take on more. Consumer lending that reaches Bordentown's 4,021 residents is governed by New Jersey statute; no city ordinance changes it. The 2020 count to the 2023 estimate shows about 0.7% growth in Bordentown. The nearest larger city is Morrisville, PA about 6 miles away.
Where Bordentown stands
The figures below are Bordentown's own — Census population, land area and coordinates — followed by the New Jersey rules.
- Population: about 4,021, ranked 218th of 323 places in New Jersey (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 0.7%.
- People gained or lost: about 27 more since the 2020 base.
- Size percentile: roughly 33% of New Jersey's places have fewer residents than Bordentown's 4,021.
- Population density: about 4,301 people per square mile (Census land area 0.9 sq mi).
- Land area: Bordentown covers 0.9 square miles, the 260th-largest area among New Jersey's 323 places.
- Water area: Bordentown has 0.04 square miles of water, ranking 200th of 323 places in New Jersey.
- State population share: Bordentown accounts for about 0.1% of everyone in New Jersey.
- National rank: Bordentown is the 5,443rd most populous of the 19,457 Census places covered here.
- Growth rank: Bordentown ranks 93rd among New Jersey's 323 places for the 2020-to-2023 change.
- State comparison: New Jersey's places average +0.3% for 2020-to-2023, against Bordentown's 0.7%.
- Density rank: Bordentown is the 118th most densely settled place in New Jersey.
- Density in context: Bordentown's 4,301 people per square mile sit against a New Jersey median of 3,448.
- Location: 40.1497, -74.7077 (US Census Bureau Gazetteer).
- Nearest larger cities: Morrisville (6 mi); Trenton (6 mi); Bristol (8 mi); Burlington (9 mi); Hightstown (13 mi). Online lenders reach Bordentown no matter how far the nearest branch is.
- Smaller places close by: Fieldsboro (2 mi); Tullytown (5 mi); Allentown (7 mi).
- Smaller neighbours: 123 places smaller than Bordentown sit within 50 miles.
- Larger places within 100 miles: 425.
Where Bordentown sits in New Jersey
Against New Jersey's other places, Bordentown accounts for about 0.1% of the state's population and ranks 218th of 323 by size. On the 2020-to-2023 trend, Bordentown stands 93rd among New Jersey's 323 places — roughly the 71th percentile. By density, at about 4,301 people per square mile, it ranks 118th in New Jersey. The population moved by about 27 people between 2020 and 2023, a 0.7% shift.
What New Jersey law requires in Bordentown
This table holds the New Jersey rate and licensing rules for consumer loans made to Bordentown's 4,021 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New Jersey Department of Banking and Insurance (DOBI); Office of Consumer Finance supervises consumer lenders Source says: "The Office of Consumer Finance regulates 16 types of businesses that provide a variety of consumer financial services." | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Criminal usury limits | 30% for non-corporate borrowers; 50% for corporations Source says: "the criminal usury limitation is 50 percent for corporations and 30 percent for non-corporate borrowers" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Civil usury: rates above 6% (agreement not in writing) or above 16% (written contract specifying the rate) Source says: "the civil usury rate is any interest rate greater than 6 percent for an agreement that is not in writing" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
The anatomy of a Bordentown personal loan
Bordentown is a small community of about 4,021 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Bordentown can be quoted different APRs on the same amount and term. The term you choose in Bordentown decides the split between a comfortable payment and the total interest you pay.
Bordentown on the map
Bordentown's land area is about 0.9 square miles; a further 0.04 square miles is water. Spread across it are roughly 4,301 residents per square mile. For the state's biggest city, Newark, the distance is roughly 49 miles. Within 50 miles of Bordentown there are 156 larger Census places. The 100-mile radius contains 425 larger places.
Lender access in Bordentown
At roughly 4,301 people per square mile, Bordentown is fairly dense; 156 larger places lie within 50 miles. Lenders licensed in New Jersey reach Bordentown's 4,021 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Morrisville, PA about 6 miles away.
Common questions
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Nearby places
- Fieldsboro, NJ — population 538
- Morrisville, PA — population 9,705
- Trenton, NJ — population 89,620
- Tullytown, PA — population 2,250
- Allentown, NJ — population 1,724
- Wrightstown, NJ — population 722
- Bristol, PA — population 9,876
- Yardley, PA — population 2,582